usdc-ecosystem

Always-on
digital dollars

USDC is a faster, safer, and more efficient way to send, spend, and exchange money around the globe.

fiat-810x810

The way digital money is supposed to work

USDC is a digital dollar that’s available 24/7 and can move across the world in seconds. This means it’s possible to send money across borders as quickly as sending a text – and use that money immediately to pay for goods and services. With USDC, money is accessible whenever and wherever someone needs it.

retail-810x810

Businesses around the world accept USDC

There’s more to USDC than just transferring money or trading for bitcoin. Online retailers accept USDC for purchasing ergonomic home office chairs and desks. Popular marketplaces like NBA Top Shot enable users to buy NFT collections of rare basketball moments with USDC. USDC.homes is revolutionizing the home-buying industry by enabling their customers to get a mortgage with digital dollars.

global-payments-810x810

A global connection to local communities

Brands like MoneyGram and Bitso use USDC to enable their customers to send money across the world near-instantly and seamlessly convert it to local currencies in Latin America, Europe, Asia, Africa and more. Organizations like Endaoment empower people to send USDC directly to charities, bypassing red tape to help those that need help now.

banks-810x810

Instant borrowing and lending

The innovations of blockchain technology enable businesses to lend USDC directly to other parties without the need for intermediaries. Instead of waiting weeks to get a business loan, it’s possible to borrow USDC instantly and put capital to use in seconds.

usdc-aug2023

A global ecosystem, built on USDC

Businesses around the globe are tapping new markets and unleashing new growth potential with USDC today. Explore how developers are building on USDC’s platform, and submit your project for users to discover.

moneygram
topshot
bigtime
aave
moneygram
topshot
bigtime
aave
moneygram
topshot
bigtime
aave
coinbase
checkout
recur
compound-dark
coinbase
checkout
recur
compound-dark
coinbase
checkout
recur
compound-dark
solend
robinhood
decaf
uniswap
solend
robinhood
decaf
uniswap
solend
robinhood
decaf
uniswap

Easily convert local currencies to USDC

USDC is accessible via dozens of digital asset exchanges. Additionally, many exchanges support withdrawing USDC across multiple blockchains.
Note: This is a non-exhaustive list of exchanges that support USDC. Reference to any specific exchange does not constitute or imply an endorsement or recommendation by Circle. Only qualified businesses can open a Circle Mint account to access USDC, as Circle does not serve retail consumers directly.

FAQ

USDC is a fully-reserved stablecoin, which is a type of cryptocurrency (or digital asset). Unlike other cryptocurrencies that fluctuate in price, USDC is designed to maintain price equivalence to the US dollar. USDC is a stable store of value that benefits from the speed and security of blockchain technology.

USDC is a digital dollar backed 100% by highly liquid cash and cash-equivalent assets and is always redeemable 1:1 for US dollars. A portion of the USDC reserve is invested in the Circle Reserve Fund (USDXX), an SEC-regulated money market fund managed by BlackRock. Daily independent third-party reporting on the portfolio is publicly available.

Yes, it’s possible to hold as little as $0.000001 worth of USDC.