While digitally native services are closing the gap, 1.4 billion people are still unbanked. USDC is compatible with dozens of digital wallets, and holders can convert to cash locally through a wide partner network.
Access and portability
Transparency and traceability
USDC travels on the blockchain, making it much easier to monitor and trace than cash and other traditional forms of aid. This can help program administrators eliminate waste and fight corruption.
Safe, regulated, compliant
USDC is issued by Circle, a regulated financial institution in the US and other global jurisdictions. With strong banking partners, USDC is available in over 180 countries and is redeemable 1:1 for US dollars.
See the full list of Circle licenses
Our community in action
Entrepreneurs build the future of humanitarian aid with USDC
Enhancing financial resilience for vulnerable populations
Rumee Singh founded Rahat in 2020 to address the financial inclusion gap in her native Nepal and to channel humanitarian aid to people around the world. Rahat uses blockchain technology with smart contracts for fast, accurate aid payouts directly to beneficiaries’ phones. Their use of parametric data automatically triggers early warning messages and targeted disbursements before disasters strike, even in low-tech environments.
Learn more about Rahat
Expanding insurance access for emerging markets
Marco Mirabella and Guillermo Narvana are co-founders of Ensuro, an insurance provider that uses smart contracts to make insurance more inclusive. Through partnerships with microfinance and weather index providers, Ensuro makes it easier for farmers in places like Kenya to manage climate risks. Their policies cover payouts of as little as $50, a market which is underserved by traditional insurance.
Learn more about Ensuro
Building a USDC lifeline for Venezuela healthcare workers
Airtm COO Miguel Valencia and Manuel Hakim, VP of Growth, are rapidly scaling one of the world’s most innovative payment companies by offering borderless, interoperable, dollar-based payment capabilities. At the height of the COVID-19 pandemic, Airtm and Circle collaborated to channel millions of USDC to frontline medical workers in the Bolivarian Republic of Venezuela.
Learn more about Airtm
See USDC use in Venezuela
*Circle Ventures, an affiliate of Circle Internet Financial, LLC, has invested in Airtm
Unlocking Impact pitch competitions
Unlocking Impact is Circle’s pitch competition series that brings together the humanitarian, corporate, and tech sectors to surface new ways to use Circle’s technology to address the UN’s Sustainable Development Goals (SDGs).