Payroll
USDC enables 35% average savings for global businesses paying contractors in emerging markets.
Read their storyInternational remittances
USDC enables low-cost, instant P2P remittances from the US to Mexico via WhatsApp.
P2P payments
USDC facilitates customers sending money across the African continent for free.
Marketplace Payouts
USDC enables marketplaces to orchestrate international payouts.
Say goodbye to high-cost, slow settlement
How does sending USDC via blockchain compare to using SWIFT and correspondent banks?
More competitive rates, faster payments, and a better experience for your customers.
Rapid Settlement
Payments settle near instantly, 24/7, including on nights and weekends
Constrained to local business hours
No Intermediaries
Money is directly transferred from the sender to the receiver
Transferred through multiple, fee-charging correspondent banks
Full Visibility
The sender has full visibility into where their money is at all times
No visibility into money in transit
Currency Optionality
The receiver can keep their funds in USDC or convert it to local currency
Holding only local currency
Circle solutions for cross-border payments
USDC
The regulated and widely used digital currency you can always exchange 1:1 for US dollars.
Learn moreCircle Mint
The fastest, most cost-effective way to convert dollars to USDC and from USDC back to local currency.
Learn moreProgrammable Wallets
An easy way to embed secure wallets into your app to enable your users to send and receive USDC.
Learn more
Why USDC
Stable
Regulated digital currency you can always exchange 1:1 for US dollars.
Transparent
Reserve composition and monthly attestations publicly available.
Trusted
Widely used on popular exchanges and available natively on 15+ blockchains.