trusted worldwide for payments, capital markets, and global trade.
Capital efficiency at scale
USDC is available 24/7 and moves at internet speed, with global payments and remittances that can settle in seconds and can cost a fraction of a penny. Unlock instant cash flow – all day, every day – to support operations, pay vendors, and make payroll worldwide.
Digital dollars for digital commerce
Brands and marketplaces accept payments in USDC to eliminate legacy bank rail fees and pass savings back to customers. Usher in a new frontier for payments and offer the customer experience of tomorrow – today.
Rethink your crypto treasury strategy
USDC opens up a new world of institutional borrowing and lending opportunities. Allocate idle funds to platforms like Compound Treasury and Maple Finance and earn returns by lending USDC without compromising stability. Or if you’re a digital bank, offer next-gen financial services built on USDC to your customers.
Stability to make markets anytime, anywhere
USDC is a fully-reserved stablecoin available on many of the world’s leading digital asset exchanges. Access crypto capital markets with a regulated digital dollar that’s designed to maintain its value and is always redeemable 1:1 for dollars.
Real companies run on USDC
USDC behaves like a dollar with superpowers. It’s stable and transparent, yet it can move across the world in seconds at the speed of the internet. The possibilities for commerce are limitless.”
USDC was leaps and bounds better than the alternatives. From a risk/reward perspective, we thought USDC was managed in a way that’s very conservative and transparent.”
The numbers speak for themselves: enterprises and their teams want to pay, and be paid in USDC. It is a vote of confidence in Circle's fully-collateralized approach to creating a trusted Peer-to-Peer electronic cash system.”
Taking the time to evaluate the landscape helped us understand that stablecoins aren’t all built the same. USDC’s high quality reserves, transparency and liquidity — plus Circle’s commitment to compliance — give it obvious advantages.”
See all the ways developers are building on USDC
Thousands of apps, dApps, and businesses around the globe support USDC today. Explore all the ways developers are building on USDC’s platform with our ecosystem catalog – and easily submit your project for users to discover.
Setting a blueprint for
USDC is often looked to as the blueprint to replicate for digital currency architecture. At the highest level, Circle works closely with U.S. congressional leaders to align the open values of Web3 with the traditional financial system and help create our harmonious, interconnected future.
A fast and easy way to access USDC
Circle is the sole issuer of USDC and is licensed as a money transmitter or its equivalent in all U.S. states and territories where such licensing is required.*** A full list of Circle’s licenses can be found here. Circle is regulated under the same supervision and laws that govern large payment companies like Apple, PayPal, Venmo, and Square. U.S. state money transmission regulators supervise and examine Circle on a continual basis.
With Circle’s publicly available S-4, its financial statements are audited annually and subject to review by the SEC.
USDC is issued by Circle, a company in the private sector, while a CBDC would be issued by a government. While most CBDCs are only in the research phase, USDC exists today and is widely used by millions of people around the world. Circle has developed the technology to enable USDC to run on over eight public blockchains, with open-source and private market innovation driving rapid progress in dollar digital currency models.
Read more about Circle’s insights on the Federal Reserve’s CBDC discussion.
Build with USDC
We’d love to get to know you, answer your questions, and help you realize the power of digital dollars for your business.