Capital efficiency at scale
USDC is available 24/7 and moves at internet speed, with global payments and remittances that can settle in seconds and can cost a fraction of a penny. Unlock instant cash flow – all day, every day – to support operations, pay vendors, and make payroll worldwide.
Digital dollars for digital commerce
Brands and marketplaces accept payments in USDC to eliminate legacy bank rail fees and pass savings back to customers. Usher in a new frontier for payments and offer the customer experience of tomorrow – today.
Rethink your crypto treasury strategy
USDC opens up a new world of institutional borrowing and lending opportunities. Allocate idle funds to apps like Compound Treasury and Maple Finance and earn returns by lending USDC without compromising stability. Or if you’re a digital bank, offer next-gen financial services built on USDC to your customers.
Make markets anytime, anywhere
USDC is available for 24/7 trading on dozens of digital asset exchanges. Provide liquidity to capital markets with a US regulated digital dollar that’s always redeemable 1:1 for US dollars.
Real companies run on USDC
USDC behaves like a dollar with superpowers. It’s stable and transparent, yet it can move across the world in seconds at the speed of the internet. The possibilities for commerce are limitless.”
USDC was leaps and bounds better than the alternatives. From a risk/reward perspective, we thought USDC was managed in a way that’s very conservative and transparent.”
The numbers speak for themselves: enterprises and their teams want to pay, and be paid in USDC. It is a vote of confidence in Circle's fully-collateralized approach to creating a trusted Peer-to-Peer electronic cash system.”
Taking the time to evaluate the landscape helped us understand that stablecoins aren’t all built the same. USDC’s high quality reserves, transparency and liquidity — plus Circle’s commitment to compliance — give it obvious advantages.”
A global ecosystem, built on USDC
Businesses around the globe are tapping new markets and unleashing new growth potential with USDC today. Explore how developers are building on USDC’s platform, and submit your project for users to discover.
Setting a standard for stablecoin legislation
USDC is often viewed as the blueprint to follow for designing a regulated digital currency. At the highest level, Circle works closely with US congressional leaders to align the open values of Web3 with the traditional financial system and help create our harmonious, interconnected future.
A fast and easy way to access USDC
Circle is the issuer of USDC and a licensed money transmitter in the US – a full list of Circle’s licenses can be found here. Circle is regulated under supervision and laws that govern large payment companies like Apple, Stripe, and PayPal. US state banking regulators supervise and examine Circle on a continual basis.
USDC is issued by Circle, a company in the private sector, while a CBDC would be issued by a government. While most CBDCs are only in the research phase, USDC exists today and is widely used by millions of people around the world. Circle has developed the technology to enable USDC to run on over eight public blockchains, with open-source and private market innovation driving rapid progress in dollar digital currency models.
Read more about Circle’s insights on the Federal Reserve’s CBDC discussion.
Build with USDC
We’d love to get to know you, answer your questions, and help you realize the power of digital dollars for your business.
Circle is not a bank; Circle Mint is not a bank account, and any funds are not insured by the Federal Deposit Insurance Corporation, the Securities Investor Protection Corporation or by any US or foreign government agency, insurance fund, person or entity.