Crypto without the cryptic

Meet Circle Invest

Send money like a text. No fees. No borders. No one else is doing this. 👏

Finally. You can share money like everything else online — whether your friends are in the same room or a different country. Super easy and totally free. The way it should be.


We’re free to download and to use — wherever your friends are. Even between currencies, there are no exchange rate markups and no fees. (The rate we get is the rate you get.)


Sign up in seconds to start sending money (and receiving it 🙌 ) right from your phone.


Skip the ATM, the check and the excuses and text cash whenever you need to.


We’re built around conversations not transactions, so it’s like texting. Send photos, GIFs and emoji and chat with up to 20 people at once as you move money.

How we keep your money safe

Deposits held in US dollars are FDIC-insured up to $250,000. Plus, your account details are double encrypted and you can enable two-step verification and fingerprint ID.

Learn more

So many ways to Circle

Group Chat with the gang about the dough they owe

Text your share of the rent (no checks and no mailbox necessary)

Send your mate abroad a pint when you can’t watch the match together

Chip in for dinner even when your wallet stays home

Instantly pay the personal trainer, babysitter or guy who carried your couch upstairs

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