The world has evolved.
Now money has, too.

Evolving the global financial system begins with building a new kind of digital currency. USDC delivers money in a near-instant, at near-zero cost, and into the hands of more people in more places.

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A digital dollar that does more

USDC and Euro Coin empower a network of businesses and builders around the world to move money in ways never thought possible.

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Settle in minutes

USDC makes the concept of settlement times obsolete with payments that can circle the globe and land in your account as fast as email.

Fully programmable

Unlock opportunities in crypto capital markets for trading, borrowing, lending, and fundraising with USDC – accessible globally.

Always-on, 24-7

USDC transcends borders and banking hours. As a digital dollar with global reach, USDC is available whenever and wherever you need it.

Near-zero cost

Send money fast with USDC and avoid the fees associated with traditional money transfer services. USDC remittances can cost as low as a fraction of a cent.

As money evolves, we think it’s important for Visa’s network and solutions to evolve with it to ensure that new forms of money can be transacted in a secure and convenient manner.”

This is a great example of how digital assets can be a force for good, delivering humanitarian assistance to the most vulnerable in need with real-time speed and accountability of usage of funds.”

USDC on Solana facilitates instant, global, sustainable payment rails for everyone, which makes it simple for developers looking to make their next big idea come to life.”

Millions of people across Latin America and Africa depend on Airtm to access earning opportunities paid in digital dollars, so that they can bring stable money home. USDC allows us to offer them that; and with speed, reliability and transparency.”

Your platform for enterprise-grade digital currencies

Expand your business at scale with Circle infrastructure that unlocks the power of digital dollars.

Pay faster

Programmability enables full control on how you make payments that can settle in seconds at near-zero cost. Unlock cross-border remittances, 24/7 and emerge in new markets.

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Store smarter

Simplify digital asset management with our institutional-grade platform. Enable self-custody, multi-party computation (MPC) custodial models and customize approval policies.

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Stay liquid

Realize the power of real-time access to on/off-ramps for instant liquidity. Gain access to USDC direct from the source. And mint on-demand and without delay.

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Build better

Access developer tools designed to help you build delightful Web3 apps quickly. Our APIs and SDKs help you create and manage wallets and smart contracts seamlessly across chains.

Explore Web3 Services

The benefits of foresight

Build for what’s next with smart contract options that keep your business focused on the future.

Payments & Remittances

Payments & Remittances

For:
Enterprise
Small & Midsize Business
NGOs

USDC is used to send money globally to anyone with an internet connection. Remittances can settle in seconds and often cost a fraction of a cent.

See how NGOs benefit

24/7 Settlement Infrastructure

24/7 Settlement Infrastructure

For:
Payment Service Providers
Fintech

USDC can provide 24/7 real-time settlement for merchants – significantly improving cash flow and reducing operational costs.

See how Fintechs benefit

USDC Liquidity

USDC Liquidity

For:
Market Makers
Institutional Traders
Asset Managers

USDC enables programmatic access to capital markets for always-on digital asset trading, FX, borrowing, lending, and more.

See how asset managers benefit

Faster Investment Operations

Faster Investment Operations

For:
Venture Capital
Private Equity
Growth Equity

USDC cuts time to close deals with near-instant global transfers, driving operational efficiency and potential for a competitive edge.

See how VCs benefit

Digital Asset Custody

Digital Asset Custody

For:
Enterprise
Small & Midsize Business

A Circle account simplifies private key management and digital asset treasury operations, improving security and efficiency for funds flows.

See how businesses benefit

Powering Web3 Apps

Powering Web3 Apps

For:
Enterprise
Small & Midsize Business
Fintech

Developers can leverage USDC as a core building block that powers applications with anytime access to near-instant payments, trading, and globally inclusive financial services.

Learn about USDC for Developers

Payments & Remittances

For:
Enterprise
Small & Midsize Business
NGOs

USDC is used to send money globally to anyone with an internet connection. Remittances can settle in seconds and often cost a fraction of a cent.

See how NGOs benefit

24/7 Settlement Infrastructure

For:
Payment Service Providers
Fintech

USDC can provide 24/7 real-time settlement for merchants – significantly improving cash flow and reducing operational costs.

See how Fintechs benefit

USDC Liquidity

For:
Market Makers
Institutional Traders
Asset Managers

USDC enables programmatic access to capital markets for always-on digital asset trading, FX, borrowing, lending, and more.

See how asset managers benefit

Faster Investment Operations

For:
Venture Capital
Private Equity
Growth Equity

USDC cuts time to close deals with near-instant global transfers, driving operational efficiency and potential for a competitive edge.

See how VCs benefit

Digital Asset Custody

For:
Enterprise
Small & Midsize Business

A Circle account simplifies private key management and digital asset treasury operations, improving security and efficiency for funds flows.

See how businesses benefit

Powering Web3 Apps

For:
Enterprise
Small & Midsize Business
Fintech

Developers can leverage USDC as a core building block that powers applications with anytime access to near-instant payments, trading, and globally inclusive financial services.

Learn about USDC for Developers

challenge_id = srv_pw.create_endUser_wallets(auth_header_dict={
    "headers" {
    "Accept-Encoding": "gzip, deflate",
    "Accept": "*/*",
    "Connection": "keep-alive",
    "Content-type": "application/json",
    "Authorization": "Bearer TEST_API_KEY",
    },}, blockchain=['MATIC', 'ETH', 'AVAX'])
response = get_challenge_and_approve(challenge_id,
    user_id,
    secret_key)
wallets_list = srv_pw.get_wallets_list(auth_header_dict)

A digital dollar that’s built for builders

Create a next generation Web3 app with blockchain APIs. Harness the power and flexibility of USDC.

Get an API key Developer Resources

Trust is our most valuable currency

We don’t expect you to trust us. We strive to earn it. By being transparent. By working closely with regulators. And by partnering with leading U.S. financial institutions like BNY Mellon, which is the primary custodian for USDC reserves, and BlackRock.

See Reserves Composition

The future is
financially inclusive

We are a global financial technology firm on a mission to promote economic growth, reduce poverty, and improve financial stability by transforming the way money moves. Together, we can create a world that is accessible, efficient and inclusive.

Learn who we are

The world has evolved.
Now money has, too.