USD Coin

Digital dollars for global business

People and businesses use USDC because it's a faster, safer, and more efficient way to send, spend and exchange money around the globe. Developers power their apps with USDC to provide anytime access to payments and financial services.

Upload your dollars

USDC is a digital dollar, also known as a stablecoin, that’s available 24/7 and moves at internet speed. USDC lives natively on the internet, running on many of the world’s most advanced blockchains. Billions of USDC change hands every day1, and every digital dollar of USDC can always be exchanged 1:1 for cash.

The latest on USDC

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USDC
USDC Trust and Transparency — How We Minimize Risk
USDC transparency & trust
USDC
USDC Trust and Transparency — Liquidity Matters
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USDC
How to Build Trust – USDC Audits and Attestations
banks

Always on. Always open.

USDC transcends borders and banking hours. As a digital dollar with global reach, USDC can be available whenever and wherever you need it. Send USDC to friends and family, pay for goods and services, or save for the future. Anyone with an internet connection can send, receive, and save USDC – no bank account required.

speed

Instant cash flow. All day. Every day.

No more waiting to finalize a transaction and withdraw cash. USDC makes the concept of settlement times obsolete with payments that can circle the globe and land in your account as fast as email. Imagine FX trades of any size that can take seconds to complete – that’s the power of USDC.

Fiat

Dollars that make cents

It shouldn’t cost money to use money. Say goodbye to paying $50 to send a wire transfer – say hello to a fraction of a cent. Merchants can avoid incurring 2.9% fees on credit card payments, benefit from instant cash flow, and pass back savings to customers. With USDC, everyone saves.

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Finance reimagined

USDC can do everything cash can do and more. Unlock opportunities in crypto capital markets for trading, lending, borrowing, and fundraising with USDC. Take USDC into the transformative world of decentralized finance and be your own bank. The possibilities are just beginning.

Developers

An open money platform

Build your product with an uber-money API that’s global, open-source, interoperable and free to use. Developers trust USDC as a core building block for their apps to deliver real-time payments, trading, and financial services to their users. Dream big with USDC.

USDC is transforming finance

USDC is part of a global ecosystem that spans traditional and crypto commerce. Created by Circle, a regulated fintech, USDC is a trusted, widely accepted, and highly liquid digital dollar. It’s crypto that’s held to a higher standard.

$55.9B

in circulation today
as of July 5, 2022

1.5M

# of holders
as of June 30, 2022 via Etherscan

$4.15B

24 hr trading volume
as of July 5, 2022 via CoinGecko

$5.04T

Total On-Chain Transactions
as of June 29, 2022

190+

# of countries supporting
as of June 29, 2022

Stability you can trust

Known as a fully-reserved stablecoin, every digital dollar of USDC on the internet is 100% backed by cash and short-dated U.S. treasuries, so that it’s always redeemable 1:1 for U.S. dollars.

USDC reserves are held in the custody and management of leading U.S. financial institutions, including BlackRock and BNY Mellon. Each month, Grant Thornton LLP, one of America's largest audit, tax and advisory firms, provides third-party assurance as to the size and composition of the USDC reserves.

Circle is regulated as a licensed money transmitter under U.S. state law just like PayPal, Stripe, and Apple Pay. Circle’s financial statements are audited annually and subject to review by the SEC.

Attestation reports

Weekly USDC reserves breakdown1

 

Balances

 
JUNE 24TH,2022
JUly 1st, 2022

  USDC in circulation

$55.7B

$55.7B

  USDC reserves 2

$55.8B

$55.8B

Cash

$13.8B

$13.6B

Short-duration U.S. Treasuries

$42.0B

$42.1B

 

 

USDC issuance and redemption, June 24th – July 1st 20221

 
USDC issued $2.0B
USDC redeemed $2.1B
Weekly change in circulation -$0.1B

1 Data snapshot as of July 1st, 2022 12pm ET. These weekly figures were calculated by Circle Internet Financial, LLC and have not been verified by any independent third party auditor (Including Grant Thornton). A Circle customer can always mint or redeem USDC in 1:1 exchange for U.S. Dollars through their Circle Account; customers are able to mint and redeem nearly instantly subject to settlement of funds

2 USDC is backed by the equivalent value of U.S. dollar denominated assets; USDC reserves are kept in the custody of leading U.S. financial institutions, including BlackRock and Bank of New York Mellon. Cash is held at US financial institutions; US Treasuries are held at third party custodians (US Bank, Bank of New York Mellon) and managed by professional asset managers (US Bank Asset Management, BlackRock)

USDC is for everyone

Choose your journey into the world of digital dollars. Dive deeper to learn all the ways people, businesses and developers use USDC – or get USDC now.
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Businesses

Accelerate your global growth with lightning-fast USDC payments that deliver instant cash flow. Access USDC liquidity to trade, borrow, lend, and invest across crypto capital markets.

The best way to access USDC

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Individuals

Experience the next generation of money with USDC. Send, spend, save, and exchange digital dollars with anyone, anywhere in the world, 24/7 at internet speed.

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Developers

Integrate USDC into your app or dApp today – USDC is a programmable digital dollar that’s open-source, composable, and accessible for anyone to build with.

Setting a blueprint for
stablecoin standards

USDC is often looked to as the blueprint to replicate for digital currency architecture. At the highest level, Circle works closely with U.S. congressional leaders to align the open values of Web3 with the traditional financial system and help create our harmonious, interconnected future.

FAQ

Build with USDC

We’d love to get to know you, answer your questions, and help you realize the power of digital dollars for your business.