How we do it
Your free Circle Account and our leading API suite are the fastest, easiest way to access USD Coin—or USDC—the world’s most trusted dollar digital currency. All working together and enabling powerful new ways for more customers to start trading faster and help you future proof your business. Meet the Circle team.
Own your market
There can be a high cost when businesses don’t offer an easy, satisfying customer experience. Our Payments and Accounts APIs can enable you to accept deposits of any size via debit and credit card, ACH and wire, without needing to create corresponding customer accounts denominated in fiat currency. And when customers want to withdraw funds, our Payouts API can make it happen — quickly and easily — both on-chain and via traditional payment channels. Helping you create a differentiated experience and boost customer retention.
Help customers instantly capture market opportunities
Unlike most other asset classes, digital asset markets are always open. USDC is the most trusted way for your customers to settle digital dollars on-chain — almost instantly — without the need to interact with the traditional banking system. Offering the market liquidity they need to enter and exit crypto positions quickly.
Trust, transparency, compliance
USDC is fully backed by cash and short-dated U.S. government obligations, so that it is always redeemable 1:1 for U.S. dollars. Each month, we publish attestation reports by Grant Thornton regarding the reserve balances backing USDC. We are also a licensed money transmitter in 46 U.S. states, plus Washington, D.C. and Puerto Rico.
