Solutions for exchanges & wallets

Grow your customer base & profitability

exchanges

Boost dollar digital currency liquidity and make it easier for more customers to use your services

Accelerate your global growth by enabling the fastest, easiest access to the world’s leading dollar digital currency and helping customers fund their trading accounts and wallets via traditional payment channels. Circle can securely bridge the gap between traditional banking systems and many of the world’s leading blockchains. So you can strengthen your offering and expand your reach with more customers who want to pay via card, ACH and wire — all without the need to open a traditional bank account.
221 million
Number of global cryptocurrency users1
72%
Share of customers who abandon a brand they’ve been loyal to once they’ve had a bad experiences

How we do it

Your free Circle Account and our leading API suite are the fastest, easiest way to access USD Coin—or USDC—the world’s most trusted dollar digital currency. All working together and enabling powerful new ways for more customers to start trading faster and help you future proof your business. Meet the Circle team.
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Own your market

There can be a high cost when businesses don’t offer an easy, satisfying customer experience. Our Payments and Accounts APIs can enable you to accept deposits of any size via debit and credit card, ACH and wire, without needing to create corresponding customer accounts denominated in fiat currency. And when customers want to withdraw funds, our Payouts API can make it happen — quickly and easily — both on-chain and via traditional payment channels. Helping you create a differentiated experience and boost customer retention.
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Help customers instantly capture market opportunities

Unlike most other asset classes, digital asset markets are always open. USDC is the most trusted way for your customers to settle digital dollars on-chain — almost instantly — without the need to interact with the traditional banking system. Offering the market liquidity they need to enter and exit crypto positions quickly.
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Optimize working capital

Make sure your idle capital is working for you. With Circle Yield,* you can allocate funds into short-term interest rate** products that are built entirely on USDC. Your investment is overcollateralized with Bitcoin, which means it’s fully secured.
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Trust, transparency, compliance

USDC is fully backed by cash and equivalents and short-duration U.S. Treasuries, so that it is always redeemable 1:1 for U.S. dollars. Each month, we publish attestation reports by Grant Thornton regarding the reserve balances backing USDC. We are also a licensed money transmitter in 46 U.S. states, plus Washington, D.C. and Puerto Rico.

Tell us about what you're working on

 

1. Crypto.com, “Global Cryptocurrency Adoption Doubled Since January

*Offering subject to business approval, geographical availability***, and regulatory authorization, and there is no guarantee that the product will become available in a specific timeframe or to a specific customer or geography. Circle Yield offered by Circle International Bermuda Limited (“Circle Bermuda”).
Circle Account and money transmission services are provided by Circle Internet Financial, LLC or, for customers using Circle Account services located in the United Kingdom, Circle UK Trading Company Limited. Circle Internet Financial, LLC, NMLS # 1201441, is a licensed provider of money transmission services. Circle Payments, LLC, DFPI Money Transmitter License # 2549, is registered under the California Department of Financial Protection & Innovation. A full list of Circle’s licenses can be found here.
Circle is not a bank; your Circle Account is not a bank account, and any funds are not insured by the Federal Deposit Insurance Corporation, the Securities Investor Protection Corporation or by any US or foreign government agency, insurance fund, person or entity. For investors in the United States, investments described in this communication are offered by Circle Bermuda to “accredited investors” only in accordance with Regulation D, Rule 506(c) of the Securities Action of 1933, as amended. While Circle Bermuda is regulated by the Bermuda Monetary Authority for digital asset business, Circle Bermuda is not engaged in banking and deposit taking activities and is not regulated for these purposes. You should carefully conduct your own investigations and analyses in connection with any participation in this product, including its objectives, risk factors, fees and expenses and the information set forth in these materials. All prospective participants in the products described herein are advised to consult with their legal, accounting and tax advisers regarding any potential participation. Please read the offering documents carefully before you invest. Additional information is available upon request.
**Rates are purely indicative and are subject to change pending availability, approval and market conditions. Withdrawal requests for fixed term accounts could take up to 72 hours in high withdrawal periods and will be subject to an early withdrawal penalty.
*** Not currently available in the following U.S. states: Alaska, Minnesota, New York and Hawaii.