Circle Account
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Scale your business with digital assets
Transact across chains
Seamlessly transact USDC across many of the world’s most powerful, innovative blockchains.

Access 24/7
Send, receive and allocate funds to invest on your schedule, outside of traditional banking hours.
Work as a team
With multi-user support, you get the ability to delegate financial tasks across your team as your business grows.
Get robust reporting
Download payments and treasury transaction history for easy analysis of your activity.

Settle near-instantly
Use multiple banking integrations — Signature Bank’s Signet and the Silvergate Exchange Network (SEN) — to settle USDC transactions in near real-time
Access USDC
almost instantly
Power faster, cheaper
on-chain transactions
Circle Yield
Invest balances in crypto capital markets
Manage your merchant activity
Who is using a Circle Account?
Businesses across industries use the Circle Account to access the growing digital asset economy.
Build your platform with one portal for payments and treasury
As demand for NFTs skyrockets, crypto-native businesses and large consumer brands can grow their presence across multiple blockchains. Accept both traditional and crypto payments, deepen connections with customers and creators, and boost returns on idle working capital.
“
We worked with real people at Circle who provided us with a complete solution and made it easy for us to offer an amazing experience to both developers and gamers. Circle cares about helping smaller companies find the right solutions.”
Design your in-game economy and expand your community
As crypto gaming takes off, innovate your user experience to attract and retain players and developers. Design and manage your dynamic in-game economy with dollar digital currency, embed new forms of payment and diversify your treasury holdings.
“
Many early crypto products required users to jump through a lot of hoops, making them inaccessible to the average gamer. Circle is helping Big Time change that and deliver a true AAA gaming experience that unites crypto with the metaverse.”
Ari Meilich
Co-founder & CEO of Big Time Studios
Pursue opportunities to grow your customer base
Put dollar digital currency to work for your business and your customers. Accelerate your global growth and get customers trading faster by helping them fund their accounts via both crypto and traditional payment channels.
“
Circle APIs give us a fast, reliable and trusted infrastructure for connecting customer bank transfers to our new retail products and with seamless settlement into USDC across Ethereum and Solana, FTX.US has the ability to offer the fastest possible experience for crypto investors.”
Get fast, easy access to global crypto markets
Circle is your bridge to massive opportunities in digital asset markets. The Circle Account offers the ability to execute faster trades, with express minting and settlement, plus provides access to Circle Yield for accredited investors to earn superior returns on idle USDC balances, along with industry-leading security.
“
We’ve been extremely impressed with the Circle Account, especially how quick and easy it is to use. Sometimes we send funds in and out and are in and out of the website in less than a minute.”
Take your innovation to the next level
Integrate USDC and build with confidence. Send, receive and transfer dollar digital currency quickly and at lower cost compared to existing payment systems, and securely allocate idle treasury funds into crypto capital markets through Circle Yield for higher returns than many traditional investment vehicles.
“
Circle is the way to go for payment solutions where large volumes of payments can be processed 24/7 at minimal transaction cost. We’ve already realized cost and operational efficiency with 50 percent of our transactions. Most importantly, Circle's API-first approach and their seamless integration with blockchains will help Harbor achieve our growth targets as our transaction volume is expected to reach an annual run rate of $300 million by the end of 2022.”
Expand your treasury strategy with a trusted partner
The Circle Account can help you unlock the power of crypto to maximize treasury returns, send and receive near-instant transactions and reach new customers globally— all from a trusted, highly regulated financial institution.
“
Our Circle Account gives incredible confidence and control over our investment in Circle Yield. It is easy to use and provides up-to-the-minute status across all of our USDC investments.”
Settle payments almost instantly and adapt to fast-moving changes
Take advantage of the new world of dollar digital currency, with faster transactional speed, greater global interconnectivity and enhanced transparency into your cash and data flows. Access digital-native transaction rails via a highly regulated institution and dollar digital currency redeemable 1:1 for U.S. dollars.
Ready to get started?
What’s new
*Offering subject to business approval, geographical availability, and regulatory authorization, and there is no guarantee that the product will become available in a specific timeframe or to a specific customer or geography. Circle Yield product offered through Circle International Bermuda Limited (“Circle Bermuda”). Circle Bermuda has entered into lending arrangements with one or more institutional borrowers, including Genesis Global Capital, LLC**. These borrowers pledge and transfer Bitcoin into custody with a third party custodian as collateral for their USDC borrowings and Circle Yield investors benefit from a security interest in Circle Bermuda’s security interest in the pledged Bitcoin. Circle Yield is currently not available in the following U.S. states: Alaska, Minnesota, New York and Hawaii. Rates are purely indicative and are subject to change pending availability, approval and market conditions.
Circle Account and money transmission services are provided by Circle Internet Financial, LLC. Circle Internet Financial, LLC, NMLS # 1201441, is a licensed provider of money transmission services. A full list of Circle’s licenses can be found here.
Circle is not a bank; your Circle Account is not a bank account, and any funds are not insured by the Federal Deposit Insurance Corporation, the Securities Investor Protection Corporation or by any US or foreign government agency, insurance fund, person or entity. For investors in the United States, investments described in this communication are offered by Circle Bermuda to “accredited investors” only in accordance with Regulation D, Rule 506(c) of the Securities Action of 1933, as amended. While Circle Bermuda is regulated by the Bermuda Monetary Authority for digital asset business, Circle Bermuda is not engaged in banking and deposit taking activities and is not regulated for these purposes. You should carefully conduct your own investigations and analyses in connection with any participation in this product, including its objectives, risk factors, fees and expenses and the information set forth in these materials. All prospective participants in the products described herein are advised to consult with their legal, accounting and tax advisers regarding any potential participation. Please read the offering documents carefully before you invest. Additional information is available upon request.
**Learn more about Genesis Global Capital, LLC here.