The new financial account 
for global businesses

The Circle Account is a full stack solution that replaces a fractured system for business banking. Securely custody funds, send and receive payments globally and streamline treasury operations all connected through USD Coin (USDC) and integrated with a suite of APIs.
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Powered by digital dollars

Digital dollars move at the speed of the internet and are backed by dollar denominated reserves, with monthly attestations by Grant Thornton LLP. USDC is the world’s leading digital dollar stablecoin and the Circle Account is the premier source for USDC liquidity.

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Integrated with APIs

The Circle Account serves as a front door for a suite of APIs that make internet commerce on the blockchain easier than ever. Use Payments, Payouts and Accounts to build better user experiences on your product.

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Available everywhere and always online

The Circle Account allows you to send or receive digital dollars on-chain — borderless, irreversible payments that settle in minutes, are nearly free and incredibly secure. A truly superior payment method for international commerce.

Why digital dollars?

Raising the bar for internet commerce

Digital dollars are faster, more secure and easier to send around the world than traditional fiat currencies. USDC combines the power of crypto with the stability of the US Dollar — a better option for modern global commerce.

Access to crypto without the complexity

The Circle Account and USDC are built on top of blockchain technology, a digital ledger that makes it easy to track, manage, store and grow digital assets.
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Intuitive Dashboard

No code, no stress

The Circle Account dashboard is an easy interface for API customers to manage API activity, transfer funds in and out, view balances and more. Connect your bank account and start transacting right away.

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The power of USDC

Multiple chains.

Multiple rails.

USDC is available on Ethereum, Algorand, Solana and Stellar blockchains, with more chain integrations to come. Circle APIs can process card, ACH and wire payments. We’re building a network of possibilities for USDC.

Who is using the Circle Account?

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Emerging market online businesses

Run your business safely. Holding funds in digital dollars like USDC provides your business with a safe haven in uncertain times. USDC dollar denominated reserves are regulated to meet or exceed demands for USDC outstanding.
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OTC desks, market makers & 
money managers

Gain a market edge. Institutional traders use their Circle Account as a home base for USDC liquidity, enabling access liquidity and conversion of USDC from 85+ countries with convenient minting or converting back into fiat currency.
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Exchanges & agency brokers

Aggregate USDC liquidity. Offer USDC trading pairs for top crypto assets and the ability to hedge with confidence. Natively embed and aggregate support for USDC across any supported chain within your product.
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Crypto startups

Avoid the “business bank account”. We enable crypto startups to stay crypto native, banking in US dollars through USDC without the need for a traditional business banking relationship.

The Circle Account is integrated with a powerful suite of payments and treasury infrastructure APIs

Payments

The next generation payments processing solution.

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Payouts

Programmatic, fast and global payouts.

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Accounts

Accessible, reliable accounts infrastructure.

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Payments

The next generation payments processing solution.

Learn More

Payouts

Programmatic, fast and global payouts.

Learn More

Accounts

Accessible, reliable accounts infrastructure.

Learn More
*API customers wishing to access the dashboard must have their IP address whitelisted. Reach out to your representative to gain access.