Seamlessly manage working capital, settle payments almost instantly and adapt to fast-moving changes
Positioning your bank for sustained success means embracing faster, better ways to do business and build relationships with tomorrow’s customers. Circle is your gateway to the new world of dollar digital currency, offering unparalleled transactional speed, global interconnectivity and transparency into your cash and data flows. We securely bridge the gap between traditional banking systems and many of the world’s leading blockchains, without the volatility and many of the other risks typically associated with digital currencies.
Share of the world’s central banks considering digitizing their national currencies and payment rails1
Share of executives who say digital assets will be important to their industry within 2 years2
How we do it
Your free Circle Account and our leading API suite are the fastest, easiest way to access USD Coin — or USDC — the world’s most trusted dollar digital currency. All working together and enabling powerful new ways for you to optimize excess cash, speed payment flows and help future proof your business. Meet the Circle team.
Reach new users globally with faster, cheaper transactions
Position yourself to capitalize on the explosive growth in digital currency usage by both businesses and consumers as they embrace tomorrow today. Expand your reach beyond borders to the underbanked and people who prefer to transact in digital currencies. By offering your services in USDC, you are taking advantage of a new form of money that moves just like other digital content — at the speed of the internet, and far less expensively than traditional payment systems — while retaining a stable value.
Trust, transparency & compliance
USDC is fully backed by cash and short-dated U.S. government obligations, so that it is always redeemable 1:1 for U.S. dollars. Each month, we publish attestation reports by Grant Thornton regarding the reserve balances backing USDC. We are also a licensed money transmitter in 46 U.S. states, plus Washington, D.C. and Puerto Rico.