
Moving the world forward with a new financial system
More access to money means more opportunities for millions around the globe.


The most licensed stablecoin company in the world
United States
Money transmitter licenses (MTL) in 46 states, the District of Columbia, and Puerto Rico. BitLicense from the New York State Department of Financial Services (NYDFS). Registered as a “Money Services Business” with Financial Crimes Enforcement Network (FinCEN)
European Union
First major global stablecoin issuer to achieve compliance with Markets in Crypto-Assets (MiCA). Electronic Money Institution license from the Autorité de Contrôle Prudentiel et de Résolution (ACPR). A Digital Asset Service Provider (DASP) registration from the Autorité des Marchés Financiers (AMF).
United Kingdom
Electronic Money Institution license from the Financial Conduct Authority (FCA).
Singapore
Major Payment Institution (MPI) License from the Monetary Authority of Singapore (MAS).
United Arab Emirates
First stablecoins to be approved as recognized crypto tokens by the Dubai Financial Services Authority (DFSA).
Bermuda
Class F Digital Asset Business license with Bermuda Monetary Authority (BMA).
Canada
First stablecoin issuer in compliance with the Ontario Securities Commission (OSC) and Canadian Securities Administrators’ (CSA) Value-Referenced Crypto Asset (VRCAs) requirements.
Japan
First foreign-issued fiat stablecoin permitted by Japan’s Financial Services Agency (JFSA) for local distribution by JFSA licensed intermediaries under the Payment Services Act.
Raise global economic prosperity through the frictionless exchange of value


If you could take what we think of as money, make it digital and available on the internet, then that would dramatically change the way we use money and open up opportunity around the world. That’s the idea behind Circle.”
A platform for the next era of prosperity
Built in the US.
Trusted by the world.
USDC isn't just the safest version of digital cash, it's a global money transport network that lets our clients take their money anywhere and exchange for anything safely and efficiently.”
A distinguished board
of directors
- USDC and EURC are issued through regulated entities of Circle. A list of Circle’s regulatory authorizations can be found here.
- USDC is backed by the equivalent value of US dollar denominated assets held as reserves for the benefit of USDC holders. Cash is held at regulated financial institutions. The portfolio of the Circle Reserve Fund, which can contain short-dated US Treasuries, overnight US Treasury repurchase agreements, and cash, is custodied at The Bank of New York Mellon and is managed by BlackRock.
- USYC is a digital asset token. Each USYC token serves as a digital representation of a share of the Hashnote International Short Duration Fund Ltd. (the “Fund”), a Cayman Islands registered mutual fund. The Fund has appointed Circle International Bermuda Limited (“CIBL”), a Bermuda Monetary Authority licensed digital asset business, as its token administrator, responsible for the management of USYC on behalf of the Fund. As used herein, the term “near-instant” and “always” is intended to signify that, under ordinary operating conditions, redemption requests are filled on a near-real-time basis, subject to factors including, without limitation, blockchain network congestion and the Fund’s then-current liquidity position.
Shares of the Fund and USYC are only available to non-U.S. Persons, as defined under the Securities Act of 1933, as amended. Additional eligibility restrictions may apply. The information provided herein is solely for educational and informational purposes and should not be construed as an offer to sell or a solicitation of an offer to buy any security, financial instrument, or other product. - Circle Technology Services, LLC (CTS) is the operator of Circle Payments Network (CPN) and offers products and services to financial institutions that participate in CPN to facilitate their CPN access and integration. CPN connects participating financial institutions around the world, with CTS serving as the technology service provider to participating financial institutions. While CTS does not hold funds or manage accounts on behalf of customers, we enable the global ecosystem of participating financial institutions to connect directly with each other, communicate securely, and settle directly with each other. CTS is not a party to transactions between participating financial institutions facilitated by CPN who use CPN to execute transactions at their own risk. Use of CPN is subject to the CPN Rules and the CPN Participation Agreement between CTS and a participating financial institution.
- Circle Ventures, an affiliate of Circle Internet Financial, LLC, has invested in Airtm.
- Arc is offered by Circle Technology Services, LLC (“CTS”). CTS is a software provider and does not provide regulated financial or advisory services. You are solely responsible for services you provide to users, including obtaining any necessary licenses or approvals and otherwise complying with applicable laws.
The product features described in these materials are for informational purposes only. All product features may be modified, delayed, or cancelled without prior notice, at any time and at the sole discretion of Circle Technology Services, LLC. Nothing herein constitutes a commitment, warranty, guarantee or investment advice.