Accessible, reliable digital dollar accounts infrastructure
What are Digital Dollar Accounts?
Digital Dollar Accounts is a set of APIs and tools for creating and managing scalable accounts and sub-accounts infrastructure, allowing you to flexibly customize digital dollar storage to meet your unique business and products needs, improving business workflows, and managing digital ledgers for your users.
How do digital dollars work
Digital dollars like USDC work like other digital content — they move at the speed of the internet, can be exchanged in the same way we share content, and are cheaper and more secure than existing payment systems. We use cloud infrastructure and blockchain networks to scale digital dollar storage and movement.
Customize funds flows
Send funds from one account to multiple recipients on our platform.
Split funds between multiple users and multiple third-party vendors or providers.
Gives you escrow-like ability to wait a period of time before routing funds.
INFRASTRUCTURE AT SCALE
We’ve scaled to big heights
Millions of users and over 1,000 businesses have depended on the reliability of our infrastructure over the past 6 years. We’ve processed over $250 billion across 500 million transactions.
Own your user experience
Maintain your brand, while we work behind the scenes. Adding wallet-like functionality to your product allows your verified users to access their digital dollars.
In-depth reporting tools
Stay on top of each account’s activity with notifications, reporting and transaction history.
SECURITY & COMPLIANCE
Enterprise-ready custody & security
Built for regulated financial institutions, Circle is a leader in providing secure custody of digital currency specializing in digital dollar stablecoin infrastructure.
Earn more on every account
Every account balance you create can be enrolled through APIs into high yield accounts* earning 7%** APY and potentially higher for longer maturities — allowing you to extend earning yield to your customers*** at scale.
Learn about High Yield Accounts
Visa-spendable digital dollar accounts
With our Visa partnership, Circle will provide businesses with Visa card credentials that are backed by USDC. Your users will be able to store and hold value in digital dollars, and spend their digital dollars at any Visa accepting point of sale.
Learn about our Visa partnership
Integrating with Circle is not another legacy payment integration to your codebase, it’s re-imagined payments processing with the developer first in mind. Focus on building customer and product experiences with our production ready tools:
Get started in our sandbox
Build what’s next for payments, finance and internet commerce.
Read our API documentation
Find guides and reference documentation to help you integrate with Circle APIs.
Test with our sample application
Test quickly common payment flows and easily explore payload and responsive data.
**Rates are purely indicative and are subject to change pending availability, approval and market conditions. Withdrawal requests for open and fixed term accounts could take up 72 hours in high withdrawal periods.
***Customer-facing offering subject to regulatory requirements and business account approval. Please contact Circle to discuss eligibility.