Accept and make payments globally

Global payments without the global effort. We combine the benefits of stablecoins and blockchain with traditional forms of payments like cards and banks.

Global businesses using the power of USDC

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INTERNATIONAL PAYMENTS
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Global E-commerce
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DIGITAL GOODS & MARKETPLACES
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CRYPTO FIRMS & EXCHANGES

The Problem

Traditionally businesses need a bank account, as well as merchant acquiring relationships, which can be costly, complex and time consuming for companies.

Settlement times for receiving payment funds vary widely across every payment jurisdiction, often taking many days or even weeks to settle into business accounts.

Accepting payments globally often requires engaging with local processors in each jurisdiction you want to expand to and navigating the complexity of their legal and regulatory environments.
 

The Solution

We’ve re-imagined processing payments to combine the benefits of stablecoins and blockchain with traditional forms of payments like cards and banks to bring to market a next generation payments processing solution for your business.

Circle Account

  • Accept and make blockchain-based USD Coin (USDC) payments through one financial account and no code required.
  • Leverage rules-based funds flows such as “if a deposit is received from this bank account, then transfer USDC to this blockchain address”.
  • Access and integrate broader Circle Products for more functionality.
     
Ideal for

Global businesses who want a light and easy way to receive payments in USDC with no coding required.

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Payments

  • Your customers can pay or deposit using a debit/credit card, ACH and wire transfers with all transactions settling quickly into your account as USDC — on blockchain rails that don’t require traditional banking or merchant acquiring relationships.
  • 100+ countries supported for card payments and 80+ countries through wires.
  • Funds settled in your account within 3 business days for cards and ACH, and faster with wires.
     
Ideal for

Global businesses who want a light and easy way to receive payments in USDC with no coding required.

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Payouts

  • Pay suppliers, employees or customers globally using traditional methods like wire transfers, ACH transfers or digital dollars.
  • Global support for digital dollar payouts or 80+ countries through wires.
  • Integrate natively within your application or corporate treasury workflows to perform mass payout operations.
     
Ideal for

Global businesses who want a light and easy way to receive payments in USDC with no coding required.

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Accounts

  • Create and manage a digital wallet infrastructure for your customers including seamless transfer of funds across hosted wallets or via on-chain USDC connectivity.
  • Allows for highly custom funds flows, funds segmentation and support for end customer and internal business needs.
     
Ideal for

Businesses that need scalable digital dollar accounts and want to automate accepting and making payments in USDC with a custom user experience.

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Have questions about how Circle can fit into your business?

Let us help you get started with Circle business products and harness the power of global stablecoins.

Other powerful use cases

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On and off-ramps in your crypto product

Automate your payouts in global markets and geos with digital dollars and USD Coin (USDC) — while fully owning the user experience.

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Add accounts

Get to market faster — and up to 80x farther. You’re in control of your UX while we handle processing, storing, and USD Coin (USDC) conversion.

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Send mass payouts globally

Get to market faster — and up to 80x farther. You’re in control of your UX while we handle processing, storing, and USD Coin (USDC) conversion.