Settle stablecoin FX near-instantly, 24/7.
Access 24/7 stablecoin FX across major corridors, minimizing prefunding and banking-hour constraints. Built for banks, fintechs, and enterprise treasuries.
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BENEFITS & FEATURES OF ONCHAIN FX
FX settlement without constraints
Circle combines infrastructure, stablecoins, and institutional-grade applications into one complete onchain FX solution.
Execute and unwind FX swaps intraday at any hour
Banks need fast access to a currency to meet intraday liquidity requirements. Circle Mint converts fiat into EURC and USDC, StableFX settles both legs simultaneously on Arc, and the bank unwinds positions before markets close.
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Deliver instant local currency payouts to global suppliers
When supplier invoices are due, StableFX quotes competitive rates across multiple liquidity providers. Transactions settle into local currency stablecoins atomically on Arc, delivering fast, transparent payouts to global partners.
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Pay workers in local currency from one USDC balance
Bypass local bank cutoffs, extra fees, and wide FX spreads shrinking take-home pay. Fund global payroll from one USDC balance while StableFX converts to Circle Partner Stablecoins pegged to the recipient’s local currency.
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The always-on FX solution
Bring your FX onchain
However you move money, see how Circle can simplify workflows and scale FX operations for your business.
StableFX is offered by Circle Technology Services, LLC (“CTS”). CTS is a software provider and does not provide regulated financial or advisory services. You are solely responsible for services you provide to users, including obtaining any necessary licenses or approvals and otherwise complying with applicable laws. StableFX is a collection of API and on-chain smart contracts that enable data sharing between counterparties to a transaction without intermediation by CTS. CTS’s role is limited to broadcasting information between the relevant parties and to the on-chain smart contract that enables settlement directly between the relevant parties. CTS does not accept or transmit digital assets on behalf of StableFX users. The product features described in these materials are for informational purposes only. All product features may be modified, delayed, or cancelled without prior notice, at any time and at the sole discretion of Circle Technology Services, LLC. Nothing herein constitutes a commitment, warranty, guarantee or investment advice.
Arc is an open L1 blockchain launched by Arc Network Services LLC and operated by a permissioned validator set. Not a financial or advisory service. Third-party products and services are independent and subject to their own terms. Not reviewed or approved by NYDFS or any other regulatory authority. Gas payable in USDC. Users responsible for their own compliance. Use involves risk. See arc.io for more.
Arc’s privacy features reflect a proposed design that includes selective shielding of certain onchain data elements. The scope, functionality, and rollout timeline of the Arc privacy features are subject to change and may be modified, delayed, limited, or discontinued at any time in the sole discretion of Arc Network Services LLC. See https://www.arc.io/privacy-whitepaper for more.
USDC and EURC are issued by regulated affiliates of Circle. See Circle’s list of regulatory authorizations.
Circle Mint and money transmission services are provided by Circle Internet Financial, LLC. Circle Internet Financial, LLC, NMLS # 1201441, is a licensed provider of money transmission services. See Circle’s licenses here. Circle Mint is currently available only to institutions and is not available to individuals.