Deposits held in US dollars are FDIC-insured up to $250,000. Plus, your account details are double encrypted and you can enable two-step verification and fingerprint ID.
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Group Chat with the gang about the dough they owe
Text your share of the rent (no checks and no mailbox necessary)
Send your mate abroad a pint when you can’t watch the match together
Chip in for dinner even when your wallet stays home
Instantly pay the personal trainer, babysitter or guy who carried your couch upstairs