USDC is now available natively on the XRP Ledger (XRPL) for developers, institutions, and users. Learn more.

USDC on the XRPL is now live! We’re excited to announce that USDC, the world’s largest regulated1 stablecoin, is now available on the XRPL mainnet and accessible to developers, institutions, and users – no bridging required.
Circle Mint and Circle APIs now fully support USDC on the XRPL, making it easy to access USDC liquidity and benefit from the XRPL’s fast and secure network.
About the XRPL
The XRPL is a decentralized Layer-1 blockchain, designed for the efficient tokenization and exchange of value—including both crypto and real-world assets. A community of developers, validators, and companies—including the XRPL Foundation, XRPL Labs, XRPL Commons, and Ripple—maintain, improve, and build on the XRPL. Since its launch in 2012, the XRPL has processed over 3.3 billion transactions across a wide range of use cases and industries.2
Powering new use cases
Exchanges, digital wallets, institutional traders, and developers can leverage USDC on the XRPL via Circle Mint and Circle APIs for a range of use
- Payments and cross-border remittances: Facilitate real-time global payments and remittances, providing a seamless experience for businesses and consumers.
- DeFi and financial services: Build decentralized financial apps and products, including trading, swaps, and credit services.
- Onramping and offramps: Enable easy access to USDC from fiat currencies with low fees, powering smoother onramping experiences for new users.
USDC issued by Circle1
Token Name: USDC
Token Symbol: USDC
Mainnet Address: 5553444300000000000000000000000000000000.rGm7WCVp9gb4jZHWTEtGUr4dd74z2XuWhE
Testnet Address: 5553444300000000000000000000000000000000.rHuGNhqTG32mfmAvWA8hUyWRLV3tCSwKQt
Get started today
Businesses can readily access on/off-ramps for converting fiat currency to USDC on the XRPL by applying for a Circle Mint account. Individuals and small institutions can access USDC through a network of providers and can visit USDC.com to learn more.
Developers can experiment with funds flows in their XRPL apps by getting free testnet USDC from Circle’s Faucet or start building with USDC on the XRPL with our developer docs – USDC is an open-source, permissionless protocol that anyone can build on.
1. USDC is issued by regulated affiliates of Circle. A list of Circle’s regulatory authorizations can be found here.
2. Source: WisdomTree, last accessed on June 12, 2025.