See how AgriDex uses Circle Mint and Circle Wallets to enable near-instant USDC payments for African exporters, helping producers send, receive, and hold funds securely.
In many parts of the world, trade has gone digital. Settlements are instant. Access to capital is a click away. But in African agriculture, the systems are still slow, expensive, and often offline. AgriDex was founded in 2023 to change that.
Built by a team with farming roots in East Africa, AgriDex has developed Loam, a stablecoin-powered platform helping agri-exporters trade across borders without friction. It’s already helping businesses settle faster, access working capital, and operate with greater control.
But to make it work, the infrastructure underneath needs to be just as fast and reliable.
Circle & AgriDex
AgriDex uses Circle Mint and Circle Wallets to power near-instant, dollar-based payments for exporters across Africa. These tools allow producers to hold, send, and receive USDC quickly and safely, without relying on banks or slow intermediaries. The tech is seamless. But the impact is human.
The Problem
Picture someone like Joseph, a 75-year-old maize farmer from western Kenya. For decades, his process hasn’t changed. After harvest, he sends a handwritten letter, carried by a runner, to the bank in town, asking the manager to release funds to pay his drivers.
Sometimes it works. Sometimes it doesn’t.
If the manager is away, payments are delayed. If the runner loses the letter, everything stalls. The cost isn’t just time. It’s trust. Drivers don’t wait around forever. Buyers move on. The entire chain breaks down.
Joseph’s story is not unusual. Across the region, many exporters still rely on in-person bank visits, opaque approvals, and manual paperwork just to send a single payment. It’s not inefficient. It’s broken.
The Solution
AgriDex integrates Mint and Wallets directly into their platform, giving users access to liquidity for their business through USDC. With operations already live in Kenya and other African markets, Agridex uses Mint to support cross-border currency operations and future expansion in the region.
Users like Joseph can now approve and settle payments in seconds. Funds move near-instantly in USDC, with no runners, no bank visits, and no letters. That means Joseph can sit at his kitchen table and pay his drivers while the kettle’s boiling.
This is what modern trade looks like. Not a whiteboard sketch, but a real tool used by real people who have been underserved for too long.
Behind the scenes, Circle’s infrastructure enables secure and transparent transactions.
And because the AgriDex interface is designed for simplicity, even users who are used to traditional finance find it easy to use. Stablecoins work quietly in the background, no jargon, no complexity, just fast, reliable payments that feel like they belong in the real world.
Conclusion
AgriDex isn’t trying to disrupt the world from afar. It’s building practical tools for the people actually doing the work on the ground. It’s replacing delay with speed, uncertainty with control, and exclusion with access.
And for farmers like Joseph, that doesn’t just mean a better payment system. It means a better way to run a business.
1 Circle Mint and money transmission services are provided by Circle Internet Financial, LLC. Circle Internet Financial, LLC, NMLS # 1201441, is a licensed provider of money transmission services. A full list of Circle’s licenses can be found here. Circle Mint is currently available only to institutions and is not available to individuals.
2 Circle Wallets are provided by Circle Technology Services, LLC (“CTS”). CTS is a software provider and does not provide regulated financial or advisory services. You are solely responsible for services you provide to users, including obtaining any necessary licenses or approvals and otherwise complying with applicable laws. For additional details, please see the Circle Developer Terms of Service.
