How we do it
Your free Circle Account and our leading API suite are the fastest, easiest way to access USD Coin — or USDC — the world’s most trusted dollar digital currency. All working together and enabling powerful new ways for you to optimize excess cash, reach new customers and deepen relationships with key suppliers. Meet the Circle team.
Reach new, high-growth customer segments
Create a buying experience that’s in step with crypto consumer trends without requiring you to reconfigure your existing ERP and financial software. Our Payments API enables you to seamlessly accept customer payments denominated in crypto and then sweep them into your bank account in U.S. dollars.
Trust, transparency & compliance
USDC is fully backed by cash and short-dated U.S. government obligations, so that it is always redeemable 1:1 for U.S. dollars. Each month, we publish attestation reports by Grant Thornton regarding the reserve balances backing USDC. We are also a licensed money transmitter in 46 U.S. states, plus Washington, D.C. and Puerto Rico.
Speed payments & strengthen cash forecasting
Send supplier payments that are nearly free and nearly instant to deepen bonds with strategic partners and get a clearer sense of your real-time cash position. Reach individual recipients — including insurance policyholders, gig economy workers, freelancers, students and more — the way they want to be paid. Our Payouts API can automate thousands of outbound payments each day in USDC.
