Circle Account: More Powerful Than Ever

Circle Mint

Circle Account: Constantly Innovating 

Here at Circle, we strive to create the ultimate platform for digital-native payments and treasury management. The Circle Account is home for your business’s growth. Here’s an overview of new Circle Account features, plus a recap of some recent features you may not have used yet.

Streamlined Contact Management

Simplify how your business navigates on-chain payments by easily managing and interacting with a large list of addresses and quickly choosing a destination for USDC transactions. Circle Account users can send notification emails to recipients and browse past transactions with selected recipients.

To access your address book, navigate to the Account tab from the top menu. Your address book will be located on the left menu. From there, you will be able to add new addresses. If you would like to remove or update an address, please contact our Customer Care Team at

Access Control With IP Address Permissions

Increase account security and control who can access your Circle Account. Circle Account admins can add a single IP address or a range of addresses to an Allowlist so that only known entities from trusted locations and networks can access the Circle Account.

Delayed Withdrawals

Protect your business’s treasury and ensure your funds are only going to pre-approved parties. When a new wallet address is added to your Circle Account, admins are notified and any payments initiated to this address are placed on hold for 24 hours. You can turn delayed withdrawals off and on any time within your Circle Account.

Merchant Dashboard

We’re reducing complexity and making it easier than ever for merchants and other businesses to access their data, review transaction history, use self-service fraud management tools and more via the new Merchant Dashboard – located right inside the Circle Account. Want to learn more? Dive in here.

Secure Account Access With Read-Only Permissions

Streamline information sharing while preserving the security of your treasury. Now, read-only access enables your business to control and vary the level of permissions applied across your users. This allows the team members to only access financial information relevant to them in accordance with your company policy. Read-only access is especially valuable for accounting or auditing purposes when you may need a third-party to review previous activity, without granting the ability to initiate new transactions.

Yield Interest Statements

Remove the operational burden of manually generating Circle Yield statements*. Get instant visibility into the interest your allocated funds have earned for your business. Review earnings by custom time period, year-to-date, or since inception.

Always Improving

The Circle Account is your business’s home for frictionless transactions and secure management of digital assets – your one-stop shop for unlocking growth.

Be on the lookout for more updates as we continue to add new functionalities to the Circle Account later this year.


* Offering subject to business approval, geographical availability, and regulatory authorization, and there is no guarantee that the product will become available in a specific timeframe or to a specific customer or geography. Circle Yield product offered through Circle International Bermuda Limited (“Circle Bermuda”). Circle Bermuda has entered into lending arrangements with one or more institutional borrowers. These borrowers pledge and transfer Bitcoin into custody with a third party custodian as collateral for their USDC borrowings and Circle Yield investors benefit from a security interest in Circle Bermuda’s security interest in the pledged Bitcoin.

Circle Account and money transmission services are provided by Circle Internet Financial, LLC. Circle Internet Financial, LLC, NMLS # 1201441, is a licensed provider of money transmission services. Circle Bermuda is licensed by the Bermuda Monetary Authority and holds a Bermuda Digital Asset Business (DAB) License, No. 54786. A full list of Circle’s licenses can be found at

Circle is not a bank; your Circle Account is not a bank account, and any funds are not insured or protected by government compensation and/or regulatory protection schemes by the Federal Deposit Insurance Corporation, the Securities Investor Protection Corporation or by any US or foreign government agency, insurance fund, person or entity. For investors in the United States, investments described in this communication are offered by Circle Bermuda to “accredited investors” only in accordance with Regulation D, Rule 506(c) of the Securities Act of 1933, as amended. Neither the SEC nor any other regulatory body has approved or disapproved Circle Yield. While Circle Bermuda is regulated by the Bermuda Monetary Authority for digital asset business, Circle Bermuda is not engaged in banking and deposit taking activities and is not regulated for these purposes. You should carefully conduct your own investigations and analyses in connection with any participation in this product, including its objectives, risk factors, fees and expenses and the information set forth in these materials. All prospective participants in the products described herein are advised to consult with their legal, accounting and tax advisers regarding any potential participation. Tax may be payable on any return on and/or any increase in the value of your investment and you should seek independent advice on your taxation position. Please read the offering documents carefully before you invest. Additional information is available upon request. 

Not currently available in the following U.S. states: Alaska, New York and Hawaii.

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