Make money movement your competitive edge
Join the thousands of visionary companies building with Circle for near-instant, low-cost, global stablecoin transactions.
The home for stablecoin finance
An open Layer-1 blockchain purpose-built for stablecoin payments, FX, and capital markets.
We’ve been building for this moment
With US stablecoin law in place, Circle and USDC are primed for what comes next.
Circle Payments Network
Helping financial institutions achieve seamless, near-instant, global money movement across previously fragmented networks.
Modern infrastructure for leading innovators
Circle is building a new internet financial system, making money movement around the world as seamless as sending an email.
Powered by USDC and EURC, and trusted by leading financial institutions since 2013, our platform connects traditional finance and digital assets to create a secure, always-on digital economy — unlocking opportunities for people and businesses globally.
The most licensed stablecoin company in the world
United States
Money transmitter licenses (MTL) in 46 states, the District of Columbia, and Puerto Rico. BitLicense from the New York State Department of Financial Services (NYDFS). Registered as a “Money Services Business” with Financial Crimes Enforcement Network (FinCEN)
European Union
First major global stablecoin issuer to achieve compliance with Markets in Crypto-Assets (MiCA). Electronic Money Institution license from the Autorité de Contrôle Prudentiel et de Résolution (ACPR). A Digital Asset Service Provider (DASP) registration from the Autorité des Marchés Financiers (AMF).
United Kingdom
Electronic Money Institution license from the Financial Conduct Authority (FCA).
Singapore
Major Payment Institution (MPI) License from the Monetary Authority of Singapore (MAS).
United Arab Emirates
First stablecoins to be approved as recognized crypto tokens by the Dubai Financial Services Authority (DFSA).
Bermuda
Class F Digital Asset Business license with Bermuda Monetary Authority (BMA).
Canada
First stablecoin issuer in compliance with the Ontario Securities Commission (OSC) and Canadian Securities Administrators’ (CSA) Value-Referenced Crypto Asset (VRCAs) requirements.
Japan
First foreign-issued fiat stablecoin permitted by Japan’s Financial Services Agency (JFSA) for local distribution by JFSA licensed intermediaries under the Payment Services Act.
Welcome to finance
without friction
Payments built for business
Real-time settlement, 24/7. Move money around the world any time, near instantly.- Build for global scale. Move money with a global system connected by Circle Payments Network.
- Put security first. Transact with regulated,1 compliant stablecoins.
Deliver access to sought-after currency
- Real dollars and euros. USDC and EURC are available in every corner of the globe.2
- Readily available. Give your customers access to redeemable digital currencies to send, spend, and save.
- Fully reserved. Circle’s stablecoins are backed 100% by highly liquid cash and equivalents.
A highly liquid foundation for trading
- Institutional-grade liquidity. Benefit from reliable USDC availability and related liquidity services.
- Seamless cross-chain rebalancing. Move funds across multiple chains and improve capital efficiency.
- One-to-one redeemability. Swap one USDC for one dollar, any amount at any time.
Stay ahead of the curve with our comprehensive platform
Our network is built around your success
We’re shaping what comes next
Move money smarter
Partner with Circle
Build with Circle
- USDC and EURC are issued through regulated entities of Circle. A list of Circle’s regulatory authorizations can be found here.
- Circle Mint supports international wires and domestic bank transfers in more than 185 countries. Circle Mint is currently only available to institutions.
- USYC is issued by Circle International Bermuda Limited, regulated by Bermuda Monetary Authority (BMA), and represents an interest in a Cayman Islands mutual fund licensed by Cayman Islands Monetary Authority (CIMA). Information about USYC is directed only to entities who are not US Persons, as defined in Regulation S under the Securities Act of 1933.
- Circle Technology Services, LLC (CTS) is the operator of Circle Payments Network (CPN) and offers products and services to financial institutions that participate in CPN to facilitate their CPN access and integration. CPN connects participating financial institutions around the world, with CTS serving as the technology service provider to participating financial institutions. While CTS does not hold funds or manage accounts on behalf of customers, we enable the global ecosystem of participating financial institutions to connect directly with each other, communicate securely, and settle directly with each other. CTS is not a party to transactions between participating financial institutions facilitated by CPN who use CPN to execute transactions at their own risk. Use of CPN is subject to the CPN Rules and the CPN Participation Agreement between CTS and a participating financial institution.
- USYC is a digital asset token. Each USYC token serves as a digital representation of a share of the Hashnote International Short Duration Fund Ltd. (the “Fund”), a Cayman Islands registered mutual fund. The Fund has appointed Circle International Bermuda Limited (“CIBL”), a Bermuda Monetary Authority licensed digital asset business, as its token administrator, responsible for the management of USYC on behalf of the Fund. As used herein, the term “near-instant” and “always” is intended to signify that, under ordinary operating conditions, redemption requests are filled on a near-real-time basis, subject to factors including, without limitation, blockchain network congestion and the Fund’s then-current liquidity position.
Shares of the Fund and USYC are only available to non-U.S. Persons, as defined under the Securities Act of 1933, as amended. Additional eligibility restrictions may apply. The information provided herein is solely for educational and informational purposes and should not be construed as an offer to sell or a solicitation of an offer to buy any security, financial instrument, or other product. - Circle Mint and money transmission services are provided by Circle Internet Financial, LLC. Circle Internet Financial, LLC, NMLS # 1201441, is a licensed provider of money transmission services. A full list of Circle’s licenses can be found here.
- Provided by Circle Technology Services, LLC (“CTS”). CTS is a software provider and does not provide regulated financial or advisory services. You are solely responsible for services you provide to users, including obtaining any necessary licenses or approvals and otherwise complying with applicable laws. For additional details, please click here to see the Circle Developer terms of service.
- All-time volume represents the total amount of USDC onchain activity that took place between September 2018 and Apr 14, 2025 8:00 PM. This represents EVM token transfer volume on native and canonically bridged USDC on the following chains: Arbitrum, Avalanche, Base, Binance Smart Chain, Ethereum, Linea, Mantle, OP Mainnet, Polygon PoS, ZKSync.
- As of April 2025.
- Arc is offered by Circle Technology Services, LLC (“CTS”). CTS is a software provider and does not provide regulated financial or advisory services. You are solely responsible for services you provide to users, including obtaining any necessary licenses or approvals and otherwise complying with applicable laws.
Arc has not been reviewed or approved by the New York State Department of Financial Services.
The product features described in these materials are for informational purposes only. All product features may be modified, delayed, or cancelled without prior notice, at any time and at the sole discretion of Circle Technology Services, LLC. Nothing herein constitutes a commitment, warranty, guarantee or investment advice.