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Circle Mint
Circle Mint

Access & distribute USDC at scale

Circle Mint is the fastest and most cost effective way for distributors to access and redeem USDC, EURC and cirBTC. Manage funds securely, and seamlessly distribute them to crypto wallets around the world, 24/7.

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A dashboard showing total balance in USD, Main USDC Wallet and Main EURC Wallet

More than 333B USDC minted

BYBIT
MoneyGram
OKX
Stripe
Visa
Wintermute
worldpay from FIS

Access digital assets directly from Circle

Only Circle issues USDC and EURC. With Circle Mint, distributors can avoid extra fees, added risk and transaction time of third-party channels.

Seamless digital asset operations

Instant1 availability

Fiat funds from your bank account can be converted instantly and automatically to USDC and EURC¹.

1:1 redemption

USDC, EURC, and cirBTC can be respectively redeemed 1:1 for US dollars, euros, and BTC through Circle.

Global Access to Stablecoins

Access USDC and EURC worldwide

Circle stablecoins are available to mint and redeem² in 185+ countries. Connect your existing bank account to fund your Circle Mint account with wire, SEPA, and banking network transfers. Send automatic transfers directly from your USDC balance back into your bank account.

UI screen showing account balance

Custody

Institutional-grade protections

Get custody with institutional-grade protection and asset segregation, structured to be bankruptcy remote³. Digital assets held through the US-based Circle LLC are custodied at Circle National Trust⁴, a federally chartered trust bank and qualified custodian.

Currency conversions

Mint or redeem USDC or EURC conveniently using regional banking rails

Trade between USDC and EURC, or mint and redeem USDC with local currencies from top financial markets in North and South America, Europe, and Asia. Easily compare rates and lock in a guaranteed rate on supported stablecoin pairs — all within Circle Mint’s UI or API integrations.

Transferring USDC to USD with Circle Mintcircle mint currency conversion

Borrowing

Access liquidity without selling BTC

With Digital Asset-Backed Borrowing5, you can deposit BTC, mint cirBTC and post it as collateral to borrow USDC through a wallet you control on supported third-party DeFi protocols. Available to eligible Circle Mint customers, subject to jurisdiction and eligibility.

Transactions

Send funds anytime, globally — and settle in just seconds

Expand and streamline your global business transactions with Circle’s near-instant settlement and low costs. Transfer funds seamlessly across blockchain networks 24/7 and approve transactions effortlessly with the Circle Authenticator App.

USER permissions

Manage your funds securely

Set granular user policies and configure them for your business account. Delegate financial tasks and approvals confidently with multi-user roles and granular permissions. Provide transparency and maintain financial oversight of your account and permissioned users.

Integrations

Connect using web UI or integrate with APIs

Mint Circle stablecoins and cirBTC through the web console or integrate with our APIs to automate minting and redemption. Now you can provide access directly to your users through your own app or website.

{
  "data": {
    "trackingRef": "CIR2HGDLC6",
    "beneficiary": {
      "name": "CIRCLE INTERNET FINANCIAL INC",
      "address1": "1 MAIN STREET",
      "address2": "SUITE 1"
    },
    "virtualAccountEnabled": true,
    "beneficiaryBank": {
      "name": "CRYPTO BANK",
      "address": "1 MONEY STREET",
      "city": "NEW YORK",
      "postalCode": "1001",
      "country": "US",
      "swiftCode": "CRYPTO99",
      "routingNumber": "999999999",
      "accountNumber": "123605879434",
      "currency": "USD"
    }
  }
}

Is Circle Mint right for your business?

Circle Mint is for institutional customers minting USDC, EURC, and cirBTC. It is typically used by exchanges, institutional traders, wallet providers, banks, and consumer-app companies. Circle Mint is not available to individuals; however, individuals can access these digital assets in the secondary market through a network of providers. Visit USDC.com to get started.

Talk to our team
Apply for access
Get direct USDC access
Start minting USDC

Please note that we uphold stringent operating standards. All Mint applicants are required to complete a thorough review including:

Background checks
KYC checks
Sanctions screening

FAQs

Circle requires thorough background checks (including ID verification, KYC checks, and sanctions screening) and the processing time can vary from one day to a week or more in some cases. To make the application process more efficient, please have the the proper documentation prepared beforehand. 

Circle Mint is offered to registered distributors in specific regions who will mint and distribute USDC at scale. This product is not offered to retail consumers or those minting USDC for personal use. 

‍

If you are looking to access Circle stablecoins, but in lower volumes, here is a list of exchanges where you can access USDC and EURC.

To integrate via API, our team can help design the perfect solution for you. Contact us for more information. 

  1. Instant settlement is possible, provided, however, that instant settlement programs are offered by the participating bank(s).
  2. Stablecoins are available to mint and redeem via wire transfer; SEPA and banking network transfers are limited to participating banks in limited regions.
  3. Assets held through U.S. based Circle LLC are under the supervision of the OCC through Circle National Trust. Assets held through other Circle entities (SAS, MEA, and Singapore) have similar levels of protection under their local jurisdictions.
  4. Circle National Trust provides fiduciary digital asset custody. It does not issue USDC, and is not a deposit-taking bank. Assets held at Circle National Trust are not FDIC-insured. Circle National Trust is the trade name of First National Digital Currency Bank, N.A., a national trust bank chartered and regulated by the Office of the Comptroller of the Currency (OCC), providing custody of digital assets. Digital assets are not deposits, are not insured by the Federal Deposit Insurance Corporation (FDIC), and may be subject to investment and other risks. Circle National Trust does not accept deposits or make loans.
  5. Digital Asset-Backed Borrowing is provided by Circle Technology Services, LLC through a customer-controlled Smart Wallet and is available to eligible Circle Mint (Circle Internet Financial, LLC) customers only, subject to jurisdiction and eligibility.