How we do it
Your free Circle Account and our leading API suite are the fastest, easiest way to access USD Coin (USDC), the world’s most trusted dollar digital currency. All working together and enabling powerful new ways for you to reach new customers, create delightful user experiences and optimize excess funds.
Optimize your working capital
Make sure your idle capital is working for you. With Circle Yield*, you can allocate funds into short-term interest rate** products that are built entirely on USDC. Your investment is overcollateralized with Bitcoin, which means it’s fully secured.
Broaden your customer base beyond borders
Make buying, selling and storing NFTs simple while increasing transaction speeds and connecting with customers who want to pay via traditional methods. Our Payments API and relationships with major credit card companies make it easy for customers to transact with you across card, ACH and wires, alongside crypto payments denominated in USDC, BTC and ETH.3 And our Accounts API allows you to easily create and manage accounts for your customers so you can customize your own marketplace experience.
Easily pay out funds to your creators
Send fast, automatic payments to your creators and deepen their connections with your marketplace. Our Payouts API lets you automate payment workflows and broadens your reach through our supported blockchains and into 80+ countries on traditional payment rails. We can help you reach almost any seller, anywhere.
Trust, transparency & compliance
USDC is fully backed by cash and short-dated U.S. government obligations, so that it is always redeemable 1:1 for U.S. dollars. Each month, we publish attestation reports by Grant Thornton regarding the reserve balances backing USDC. We are also a licensed money transmitter in 46 U.S. states, plus Washington, D.C. and Puerto Rico.
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