Have the best of both worlds
Accept payments from a card or bank account, and gain efficiency behind the scenes with direct settlement into USDC.
The next generation payments processing solution
We’ve re-imagined processing payments to accept global payments across traditional and blockchain rails in one powerful integration. Open up new markets and drive down costs to your business with payments infrastructure powered by USDC.
Broad payment method acceptance
Let international* customers pay with their preferred payment method from traditional rails like cards and bank transfers, to blockchain rails that span the internet in one unified API. All transactions settle in USDC directly into your Circle Account — where you can convert to a connected bank account or leverage the power of on-chain digital dollars.
Traditional Payments
Your on-ramp into digital dollars
Accept payments from a card or bank account and settle directly into USDC.
- Bank wires
- ACH
- Cards
- Silvergate Network Exchange (SEN)
USDC
Fast, secure, and irreversible
Payments from USDC-compatible digital wallets settle within minutes with zero chargeback risk, and no currency volatility.
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Card
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Bank wires
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Silvergate Exchange Network (SEN)
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ACH (beta)
Card
Bank wires
Silvergate Exchange Network (SEN)
ACH (beta)
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USDC
USDC
Fast, secure, and irreversible
Payments from USDC-compatible digital wallets settle within minutes with zero chargeback risk, with no currency volatility.
NEW!
Optimize your payments with our fraud management tools
Intelligent self service tools to help manage fraud in your businesses when accepting card payments through Circle.
Coming soon
Earn yield on settled payments
Secure a spot on the waitlist for short and medium term high yield interest rate accounts built entirely on USDC**.
Developer-first tools
Integrating with Circle is not another legacy payment integration to your codebase, it’s re-imagined payments processing with the developer first in mind. Focus on building customer and product experiences with our production ready tools:
Get started in our sandbox
Build what’s next for payments, finance and internet commerce.
Read our API documentation
Find guides and reference documentation to help you integrate with Circle APIs.
Test with our sample application
Test quickly common payment flows and easily explore payload and responsive data.
How it works
Step one
You send us end users’ payment details and initiate a payment request.
Step two
We process the payment on your behalf. Upon settlement, USDC is issued and delivered to your Circle Account, or credits issued to your end user’s wallets.
Step three
You can pay others on-chain, earn yield on settled balances or convert to your bank account at any time.
How Circle is used
On- & off-ramps
Grow your user base by enabling global fiat deposits on your product, using USDC for stable and global settlement.
Learn more
Use Cases
Global e-commerce payment
From e-commerce, to marketplaces and digital goods businesses, build a fully API-based integration with your own UI to accept card and bank payments for your commerce app or website.
Learn more