payment apis


The next generation payments processing solution

We’ve re-imagined processing payments to accept global payments across traditional and blockchain rails in one powerful integration. Open up new markets and drive down costs to your business with payments infrastructure powered by USDC.
Fraud Management

Optimize your payments with our fraud management tools

Intelligent self service tools to help manage fraud in your businesses when accepting card payments through Circle.

Learn how to fight fraud
Automation & Control

Automate the full payment & treasury workflow

Transfer settled payments funds back to your connected bank account using our payment APIs, or utilize Accounts for keeping treasury and operating funds in a digital form with powerful APIs to automate custom treasury and funds flows.


Intelligent dashboard for all business stakeholders

Central hub for transaction monitoring, settlements, reporting and analytics.

Broad payment method acceptance

Let international* customers pay with their preferred payment method from traditional rails like cards and bank transfers, to blockchain rails that span the internet in one unified API. All transactions settle in USDC directly into your Circle Account — where you can convert to a connected bank account or leverage the power of on-chain digital dollars.

Traditional Payments

Your on-ramp into digital dollars

Accept payments from a card or bank account and settle directly into USDC.

  • Bank wires
  • ACH
  • Cards, Apple Pay and Google Pay
  • Silvergate Exchange Network (SEN)

Fast, secure, and irreversible

Payments from USDC-compatible digital wallets settle within minutes with zero chargeback risk, and no currency volatility.

circle-account CIRCLE ACCOUNT

How Circle Payments API is being used

A fintech entrepreneur pivots to Web3 with crypto financial services from Circle
Big Time Studios fuels their crypto gaming marketplace with USD Coin (USDC) and Circle infrastructure
Harbor reimagines trade finance using open blockchains, USD Coin (USDC) and Circle Account infrastructure

Developer-first tools

Integrating with Circle is not another legacy payment integration to your codebase, it’s re-imagined payments processing with the developer first in mind. Focus on building customer and product experiences with our production ready tools:

Talk to our team

Complete the form to get in touch with a member of our team to learn how your business can leverage the power of digital assets with a stable, secure bridge between traditional payment rails and the evolving blockchain ecosystem.


Transparent pricing for any business model.

API documentation

Get started with our quick start guide on sending payments.
Please refer here for a full list of supported countries for Payments.