The next generation payments processing solution

We’ve re-imagined processing payments to accept global payments across traditional and blockchain rails in one powerful integration. Open up new markets and drive down costs to your business with payments infrastructure powered by USDC.
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Broad payment method acceptance

Let international* customers pay with their preferred payment method from traditional rails like cards and bank transfers, to blockchain rails that span the internet in one unified API. All transactions settle in USDC directly into your Circle Account — where you can convert to a connected bank account or leverage the power of on-chain digital dollars.

  • Card

  • Bank wires

  • Silvergate Exchange Network (SEN)

  • ACH (beta)

Card

Bank wires

Silvergate Exchange Network (SEN)

ACH (beta)

Have the best of both worlds

Accept payments from a card or bank account, and gain efficiency behind the scenes with direct settlement into USDC.

  • USDC

USDC

Fast, secure, and irreversible

Payments from USDC-compatible digital wallets settle within minutes with zero chargeback risk, with no currency volatility.

fraud management

Optimize your payments with our fraud management tools

Intelligent self service tools to help manage fraud in your businesses when accepting card payments through Circle.

Learn how to fight fraud
coming soon

Earn yield on settled payments

Rollover your settled USDC balance to short and medium term high yield interest rate accounts to get more out of your digital dollars.

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automation & control

Automate the full payment & treasury workflow

Transfer settled payments funds back to your connected bank account using the API, or utilize Digital Dollar Accounts for keeping treasury and operating funds in a digital form with powerful APIs to automate custom treasury and funds flows.

reporting

Intelligent dashboard for all business stakeholders

Central hub for transaction monitoring, settlements, reporting and analytics.

icon-usdc

Developer-first tools

Integrating with Circle is not another legacy payment integration to your codebase, it’s re-imagined payments processing with the developer first in mind. Focus on building customer and product experiences with our production ready tools:

Get started in our sandbox

Build what’s next for payments, finance and internet commerce.

Get an API key
Contact sales for a production key

Read our API documentation

Find guides and reference documentation to help you integrate with Circle APIs.

Get the guides

Test with our sample application

Test quickly common payment flows and easily explore payload and responsive data.

Try our sample app

How it works

Step one

You send us end users’ payment details and initiate a payment request.

Step two

We process the payment on your behalf. Upon settlement, USDC is issued and delivered to your Circle Account, or credits issued to your end user’s wallets.

Step three

You can pay others on-chain, earn yield on settled balances or convert to your bank account at any time.

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How Circle
is used

transaction

On- & off-ramps

Grow your user base by enabling global fiat deposits on your product, using USDC for stable and global settlement.

Learn more
cart

Use Cases

Global e-commerce payments

From e-commerce, to marketplaces and digital goods businesses, build a fully API-based integration with your own UI to accept card and bank payments for your commerce app or website.

Learn more

Learn how your business can benefit from payments in digital dollars

Ready to get started? Create a Circle Account or get in touch.

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Transparent pricing for any
business model.
See pricing details
Get started with our quick start guide on sending payments.
Explore the docs
Please refer here for a full list of supported countries for Payouts. *Same day availability subject to transfers made prior to 8:45am PT.