Building a more open, programmable global economy

Expanding economic access, connecting markets, and allowing more people and businesses to participate in the open economy.

Regulation-first. Ready for your next move.

We operate with a rigorous, regulatory-first approach so that our partners can build with confidence.

United States

Money transmitter licenses (MTL) in 46 states, the District of Columbia, and Puerto Rico. BitLicense from the New York State Department of Financial Services (NYDFS). Registered as a “Money Services Business” with Financial Crimes Enforcement Network (FinCEN). Receipt of conditional approval for National Trust Bank (NTB).

European Union

First global stablecoin issuer to achieve compliance with Markets in Crypto-Assets Regulation (MiCAR). Electronic Money Institution license from the Autorité de Contrôle Prudentiel et de Résolution (ACPR).

United Kingdom

Electronic Money Institution license from the Financial Conduct Authority (FCA).

Singapore

Major Payment Institution (MPI) License from the Monetary Authority of Singapore (MAS).

United Arab Emirates

Financial Services Permission (FSP) license from the ADGM's Financial Services Regulatory Authority (FSRA). Also the 1st stablecoins to be approved by the Dubai Financial Services Authority (DFSA).

Bermuda

Class F Digital Asset Business license from the Bermuda Monetary Authority (BMA).

Canada

First company to comply with the Ontario Securities Commission (OSC) and Canadian Securities Administrators’ (CSA) Value-Referenced Crypto Asset (VRCAs) requirements.

Japan

First foreign-issued fiat stablecoin permitted by Japan’s Financial Services Agency (JFSA) for local distribution by JFSA licensed intermediaries under the Payment Services Act.

The CirCle Mission

Raise global economic prosperity through the frictionless exchange of value

Photo of Jeremy Allaire

If you could take what we think of as money, make it digital and available on the internet, then that would dramatically change the way we use money and open up opportunity around the world. That’s the idea behind Circle.”

Jeremy Allaire
CEO and Co-Founder, Circle

Setting higher standards that bring more value to more people

Fully reserved

Every USDC1 and EURC1 is backed 1:1 by cash and highly liquid cash equivalents. Not fractional. Not algorithmic. Fully backed.

Held at top-tier banks

We chose partners you already trust. Our reserves are held with some of the largest, most respected banks around the world.

Attested monthly

With assurances issued monthly by a Big Four accounting firm, our reserves are always in clear view.

Regulated from day one

We didn't add compliance after the fact. We built the company around it across every major market we operate within.

A full-stack platform for the new internet financial system

Circle’s platform combines blockchain infrastructure, digital assets, applications into a single, integrated foundation for modern finance.

Borderless6 by design. Trusted around the world.

How USDC is changing the global economy

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Circle’s partnership has been instrumental in helping us scale from a startup to processing hundreds of millions in payroll volume.”

Circle is more than a provider, they are a strategic partner in our quest to bridge the digital asset ecosystem with bank networks and mobile wallet providers. Their collaboration was a critical factor in our successful integration and implementation.”

The ongoing expansion of USDC circulation will enhance economic freedom worldwide, setting a new standard for the industry based on trust and transparency.”

A world-class executive leadership team

With decades of experience, Circle’s leadership has built innovative companies in technology, finance, and global markets.

Jeremy Allaire

Jeremy Allaire

Co-Founder, Chief Executive Officer & Chairman
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Jeremy Fox-Geen

Jeremy Fox-Geen

Chief Financial Officer
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Nikhil Chandhok

Nikhil Chandhok

Chief Product & Technology Officer
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Kash Razzaghi

Kash Razzaghi

Chief Commercial Officer
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Elisabeth Carpenter

Elisabeth Carpenter

Chief Strategic Engagement Officer
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Brian Christman

Brian Christman

Chief People Officer
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Dante Disparte

Dante Disparte

Chief Strategy Officer and Head of Global Policy & Operations
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Li Fan

Li Fan

Chief Technology and AI Officer
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Mandeep Walia

Mandeep Walia

Chief Compliance & Risk Officer
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Sarah Wilson

Sarah Wilson

General Counsel and Corporate Secretary
View bio
  1. USDC and EURC are issued through regulated entities of Circle. See Circle’s list of regulatory authorizations.
  2. Arc testnet is offered by Circle Technology Services, LLC (“CTS”). CTS is a software provider and does not provide regulated financial or advisory services. You are solely responsible for services you provide to users, including obtaining any necessary licenses or approvals and otherwise complying with applicable laws.
    Arc has not been reviewed or approved by the New York State Department of Financial Services.
    The product features described in these materials are for informational purposes only. All product features may be modified, delayed, or cancelled without prior notice, at any time and at the sole discretion of Circle Technology Services, LLC. Nothing herein constitutes a commitment, warranty, guarantee or investment advice.
  3. USYC is a digital asset token. Each USYC token serves as a digital representation of a share of the Hashnote International Short Duration Fund Ltd. (the “Fund”), a Cayman Islands registered mutual fund. The Fund has appointed Circle International Bermuda Limited (“CIBL”), a Bermuda Monetary Authority licensed digital asset business, as its token administrator, responsible for the management of USYC on behalf of the Fund.  
    Shares of the Fund and USYC are only available to non-U.S. Persons, as defined under the Securities Act of 1933, as amended. Additional eligibility restrictions may apply.  The information provided herein is solely for educational and informational purposes and should not be construed as an offer to sell or a solicitation of an offer to buy any security, financial instrument, or other product.
  4. Circle Technology Services, LLC (CTS) is the operator of Circle Payments Network (CPN) and offers products and services to financial institutions that participate in CPN to facilitate their CPN access and integration. CPN connects participating financial institutions around the world, with CTS serving as the technology service provider to participating financial institutions. While CTS does not hold funds or manage accounts on behalf of customers, we enable the global ecosystem of participating financial institutions to connect directly with each other, communicate securely, and settle directly with each other. CTS is not a party to transactions between participating financial institutions facilitated by CPN who use CPN to execute transactions at their own risk. Use of CPN is subject to the CPN Rules and the CPN Participation Agreement between CTS and a participating financial institution.
  5. StableFX is offered by Circle Technology Services, LLC (“CTS”). CTS is a software provider and does not provide regulated financial or advisory services. You are solely responsible for services you provide to users, including obtaining any necessary licenses or approvals and otherwise complying with applicable laws. StableFX is a collection of API and on-chain smart contracts that enable data sharing between counterparties to a transaction without intermediation by CTS. CTS’s role is limited to broadcasting information between the relevant parties and to the on-chain smart contract that enables settlement directly between the relevant parties. CTS does not accept or transmit digital assets on behalf of StableFX users. The product features described in these materials are for informational purposes only. All product features may be modified, delayed, or cancelled without prior notice, at any time and at the sole discretion of Circle Technology Services, LLC. Nothing herein constitutes a commitment, warranty, guarantee or investment advice.
  6. Circle Mint supports international wires and domestic bank transfers in 185+ countries. Circle Mint is currently available only to institutions and is not available to individuals.