EURC

A fully backed
euro stablecoin

A principal stablecoin de euro para mercados de capitais de criptomoedas,1 o EURC  está em conformidade com a MiCA e pode ser resgatado na proporção de 1:1 em euros.

GET STARTED WITH EURC

Why businesses choose EURC

EURC is a euro-backed stablecoin that’s accessible globally on Avalanche, Base, Ethereum, Solana, and Stellar. Similar to USDC, EURC is MiCA-compliant and issued by Circle under a full-reserve model.

Estável e regulado2

Designed for stability, EURC is compliant with MiCA and backed 100% by euro. Euro reserves are transparently held at regulated financial institutions in the EEA with published monthly attestations.

Accessible & multi-chain

Businesses can use Circle Mint to convert euro to and from EURC, and to move EURC between different blockchain networks.

Amplamente utilizado

O EURC é a principal stablecoin de euro para mercados de capitais de criptomoedas,1 e é comumente usado em DeFi (decentralized finance) para operações de FX e empréstimos.

Developer friendly

The EURC smart contract and token primitives are modeled after USDC, making it easy for developers to integrate into existing apps.

Euro-backed stability & global reach

EURC enables businesses to offer payment connectivity and euro-denominated financial services to more people in more places.

Together, EURC and USDC enable access to 24/7 FX markets where transactions can settle instantly with capital efficiency.

EURC empowers businesses to deliver direct money transfers worldwide with remittances that can settle in seconds and cost a fraction of a cent.

Hold or provide customers access to one of the world’s most stable currencies to help guard against inflation. EURC is available globally — no bank account required.

Multiple chains. Global access.

Token Standard
Stellar Asset
Mainnet Address
Testnet Address

The Stellar network is a decentralized, fast, scalable, and uniquely sustainable blockchain built for financial products and services. It offers builders a protocol optimized for payments, with a design intended to keep fees low and to provide transaction speeds that can scale with increased adoption.

Exchanges:

Ripio

Wallets:

Ripio, Lobstr

How to start using EURC

Get EURC for your business

Circle Mint allows businesses to convert EUR into EURC and vice versa, near-instantly. Today, Circle Mint is for qualified businesses and wholesale distributors of EURC.

Integrate EURC into your app

Build an app with EURC to deliver near-instant FX, payments, and financial services to anyone with an internet connection.

Fomentando a confiança com transparência

Circle stablecoin reserve composition and monthly attestations are publicly available, so you always know EURC is redeemable 1:1 for euro. EURC reserves are held in the management and custody of leading financial institutions and designed to provide holders with ready liquidity.

83.96
M
EURC in circulation
em
November 21, 2024
84.83
M
EURC in reserves*
em
November 21, 2024

Perguntas frequentes

EURC (pronounced E-U-R-C) is now the official name and symbol for Circle's euro-backed stablecoin. The name “Euro Coin” and symbol “EUROC” were used in the past and are being phased out. You may continue to see the old name and symbol displayed on apps, wallets, and block explorers for a period of time as these apps and services adjust their UIs to reflect the new name and symbol.

Note: The existing token addresses remain the same; we will not be introducing a separate token. In the coming months, we will update the name and symbol on the existing token addresses to EURC, which will make it easier for apps, wallets, and block explorers to implement this naming change.

For more information, please see our blog post.

Businesses can apply for a Circle Mint account to access on/off-ramps for EURC via wire transfer.

EURC is also accessible from digital asset exchanges and apps within the Avalanche, Ethereum, Solana, and Stellar ecosystems.

When the MiCA regulation enters into application for e-money tokens (EMTs) in June 2024, businesses are expected to adhere to MiCA requirements. Circle has applied for the necessary licenses to become an E-Money Institution in France and make EURC a MiCA-compliant EMT ahead of MiCA entering into application.

Yes. Always. Learn more on our Transparency page.

EURC provides a number of benefits over other euro stablecoins, including:

  • EURC is 100% backed by euro so that it’s always redeemable 1:1 for euro. EURC reserves are bankruptcy remote and monthly attestation reports are conducted by a Big Four accounting firm.
  • EURC is supported by Circle Mint, an institutional 1:1 on/off-ramp service offered directly from Circle at no additional cost.
  • Businesses and developers who choose EURC benefit from the trust, transparency, and security of Circle – widely known as the issuer of USDC.
  • Many of the largest digital asset exchanges and apps support EURC on a variety of blockchain networks, including Bitstamp, Coinbase, Ripio, Uniswap, and Jupiter Exchange.
  • Circle expects to make EURC the most interoperable euro stablecoin with future support for Cross-Chain Transfer Protocol (CCTP), enabling EURC to be moved securely and transacted natively across blockchain networks.

Yes, EURC on a supported blockchain can be quickly and easily swapped to EURC on any other supported blockchain with Circle Mint and its APIs. EURC is supported on Avalanche, Ethereum, Solana, and Stellar.

Circle Mint and its APIs make it easy for wallets, exchanges, custodians and more to rebalance their holdings of EURC across supported chains at no additional cost.

Circle assumes the interest rate risk on EURC reserves.

2 EURC Stablecoin Market Share, Retrieved January 16, 2024
* EURC is backed by the equivalent value of euro denominated assets held as reserves for the benefit of EURC holders. Cash is held at US financial institutions.