Digital Asset Accounts

Launch Digital Asset Accounts under your own brand

Build your onbrand experience with Digital Asset Accounts1 while Circle handles custody, fiat to stablecoin conversion, onboarding, and compliance.

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Don’t build from scratch. Turn the key.

Digital Asset Accounts help you meet your customers’ expectations with a fully-managed solution. One partner, one full-stack platform.

Offload custody to the experts

Provide your customers accounts with funds held in secure, segregated custody — managed entirely by Circle2 .

Hand off onboarding and compliance operations

Circle performs specified onboarding, screening, transaction monitoring, and compliance operations. You manage the branded customer experience.

Give customers 1:1 fiat-to-stablecoin conversions

Receive on-demand conversions without the need for external liquidity providers.

Move stablecoins seamlessly across 25+ chains3

Give your users the flexibility to send and receive USDC and EURC4 on 25+ supported chains without extra fees or delays5.

Send and receive digital assets near-instantly anywhere in the world

Account holders transact directly between wallets 24/7 - no borders, no banking hour restrictions6.

Go from zero to market-ready in weeks

Go from zero to market-ready in weeks

Add accounts, keep your customer experience

Offer digital asset capabilities without operating the custody stack yourself.

Get the entire digital asset stack from one provider

Access a turnkey, single-integration solution. No need to manage multiple infrastructure providers.

Partner with a trusted digital asset issuer

Built by expert operators with over a dozen years of digital asset leadership.

Digital Asset accounts at a glance

One solution with all the building blocks included

Core Capabilities
End-User Accounts
Fiat to Stablecoin Conversion
Digital Asset Custody
Send / Receive
Onchain Travel Rule / AML Compliance
Crosschain Interoperability
Multi-Chain Custody
Gas Fee Abstraction
Reporting

Digital Asset Accounts

Included
Included
Included
Included
Included
Included
Included
Included
Included

Circle Composable Products

Accounts API
Circle Mint 7
Circle Mint,7 Circle Wallets8
Stablecoin Payins / Payouts API
Stablecoin Payouts / Payins API, Compliance Engine
Circle Mint,7 CCTP
Circle Mint,7 Circle Gateway
Circle Mint 7, Paymaster
Circle Mint7
Use cases

Digital Asset Accounts for every business model

Financial Services Providers

Embed digital assets directly into your product and become the primary place users hold and manage money — combining fiat and digital assets in one experience. Ideal for: neobanks and fintech operators.

Capital Markets

Give segregated accounts, integrated fiat to stablecoin conversions, buy/sell/hold functionality and onchain transparency. Ideal for: asset managers and clearinghouses.

Non-Financial Platforms

Launch compliant digital asset accounts. Integrate via API and deliver a familiar account experience instead of a wallet. Ideal for: marketplaces and distributors.

Photo of Nikhil Chandhok

Digital Asset Accounts give our partners full ownership of the customer experience — and a dramatically faster path to market.”

”
Nikhil Chandhok
Chief Product & Technology Officer, Circle

Your accounts, backed by the team that mints your stablecoins

One partner. Direct access. Nothing hidden.

Stablecoins direct from the issuer

When you work with third-parties, you receive extra counterparty risk and hidden fees. When you work with Circle, you receive transparency.

Built for scale

25+ blockchains, 11 global banking partners and growing.9 Circle’s network becomes yours too.

Your customers are yours

As a neutral infrastructure provider, we never compete for your customers.

Market-tested, publicly traded

Circle has invested in compliant stablecoin infrastructure from the start, supported by regulatory transparency and mature operations.

Ready to offer Digital Asset Accounts?

Talk to our team about going to market faster with Circle.

Start here
  1. CPN Managed Payments is provided by Circle Internet Financial, LLC. Circle Internet Financial, LLC (NMLS #1201441) is a licensed provider of money transmission services. Circle Internet Financial, LLC is licensed as a Money Transmitter and to engage in Virtual Currency Business Activity by the New York State Department of Financial Services. A full list of Circle’s licenses can be found here.
  2. Digital Asset Accounts are not bank accounts and are not deposit-insured.
  3. As of May 26, 2026.
  4. USDC and EURC are issued through regulated entities of Circle. Circle’s list of regulatory authorizations.
  5. Timing, fees, and availability may vary by network, jurisdiction, product configuration and compliance review.
  6. Subject to network conditions, product terms, and compliance controls
  7. Circle Mint and money transmission services are provided by Circle Internet Financial, LLC, NMLS #1201441, and Circle Internet Financial Europe SAS, Electronic Money Institution License No. 17788, when provided in France. A list of Circle's regulatory authorizations can be found here. Circle Mint is currently available only to institutions and is not available to individuals.
  8. Circle Wallets are provided by Circle Technology Services, LLC ("CTS"). CTS is a software provider and does not provide regulated financial or advisory services. You are solely responsible for services you provide to users, including obtaining any necessary licenses or approvals and otherwise complying with applicable laws. For additional details, please see the Circle Developer Terms of Service.
  9. As of May 26, 2026.