Instant crosschain USDC access 

Circle Gateway enables a unified USDC balance, unlocking on-demand liquidity and redefining crosschain UX.

Illustration of a wallet dashboard UI

Supported by the community

Built for a multichain world

Instantâneo

Acesso instantâneo

Tap into your unified USDC balance crosschain in <500 ms. No more pre-positioning capital, forecasting demand, or managing fragmented balances.

Scale to new heights

Easily serve demand for liquidity on multiple chains with less working capital through a single integration.

Maintain full control

Users have full control of their USDC. Funds can only move with their signature, and withdrawals are trustless.

Create a frictionless UX

Deliver one-click, instant flows and consistent UX across chains without bridging delays or manual rebalancing.

Illustration of an instant transfer being completed between two blockchains.
Illustration of an instant transfer being completed between two blockchains.

Abstract away complexity

Desenvolva na blockchain de maneira simples e incorpore carteiras personalizadas ao seu aplicativo.

Improve capital efficiency

Eliminate idle capital with a unified USDC balance instantly accessible crosschain.

Deliver next-block speed

Execute crosschain USDC movement in <500 ms without being constrained by source chain finality delays.

Simplify crosschain operations

Reduce overhead by scaling operations to additional chains without redundant integrations.

Enable 1-click experiences

Achieve crosschain transfers in a single step, eliminating the need for bridging.

Redefining crosschain UX

Circle offers complementary crosschain products, Gateway and CCTP, each purpose-built for distinct use cases and operational needs. The comparison table highlights key differences to help teams choose the right solution.

Ver documentação

Gateway

CCTP V2

Use case

Holding a unified USDC balance instantly accessible on supported chains

Consolidating native USDC balances across chains to reduce working capital

Tapping into on-demand liquidity crosschain instantly

Sending USDC from one chain to another (A → B, B → A, etc.)

Native USDC crosschain transfers or using USDC as deep intermediate liquidity for crosschain actions

Transfer speed

Instant (<500 ms) after balance is established.

Dependent on source chain finality for Standard Transfer. ~8-20 seconds for Fast Transfer.

Benefícios

  • Unified balance
  • Instant and secure transfers
  • No rebalancing or per-chain inventory management
  • Fast and secure transfers
  • Efficient rebalancing

Blockchains

Arbitrum, Avalanche, Base, Ethereum, OP Mainnet, Polygon PoS, Unichain.

Arbitrum, Avalanche, Base, Codex, Ethereum, Linea, OP Mainnet, Polygon PoS, Sei, Solana, Sonic, Unichain, and World Chain

Access your USDC instantly crosschain with one signature

Diagram showing the initial deposit to a Gateway Wallet

Deposit

Deposit USDC to a Gateway Wallet contract to fund a unified USDC balance. Settlement is dependent on source chain finality.

Diagram showing a signed burn intent via the Gateway API

Sign

Submit a signed burn intent via the Gateway API. The Gateway system verifies and responds instantly with a signed attestation.

Diagram showing the process for a burn event with Gateway

Execução

Submit the attestation to a Gateway Minter contract to mint USDC and trigger arbitrary actions via Hooks. An equal amount of USDC is burned by the Gateway system on the source chain.

Diagram showing the initial deposit to a Gateway Wallet
Diagram showing a signed burn intent via the Gateway API
Diagram showing the process for a burn event with Gateway

Como funciona

Otimize a experiência do usuário

1const { signature: permitSignature } = await
2account.signTypedData(
3  await constructEIP2612Permit({
4    token: usdc,
5    chain: currentChain,
6    ownerAddress: account.address,
7    spenderAddress: circleTokenPaymaster,
8    value: 1000000 // Permitir que no máximo $1 USDC 
9seja gasto em gás 
10  })
11);
12

Verificações em tempo real

Conduza verificações imediatas de conformidade com as políticas internas e as regulamentações de jurisdições selecionadas.

Validação de dados automatizada

Avalie e valide os requisitos de dados programaticamente, com facilidade.

Compatibilidade de carteiras consistente

Identifique quais carteiras são hospedadas por VASPs e quais são auto-hospedadas e aja adequadamente com base nos requisitos regulatórios.

Transferência segura de PII

Proteja as Informações de Identificação Pessoal (PII) durante a transmissão entre VASPs com transmissão e armazenamento criptografados.

Verifique as carteiras auto-hospedadas

Mitigue os riscos verificando carteiras auto-hospedadas por meio de mecanismos de comprovação de propriedade.

Monitoramento holístico

Avalie suas transações periodicamente com relação a tipologias específicas envolvendo padrões comportamentais de alto risco, como estruturação, smurfing ou velocidade.

Estrutura personalizável

Adapte as regras, limites e cadências para se adequar aos requisitos de conformidade e ao apetite por riscos da sua empresa.

Pontos de dados abrangentes

Capitalize seu histórico de dados de transações ou aproveite os benefícios das tipologias da Circle, elaboradas por especialistas, para identificar padrões sofisticados.

Gerenciamento de casos integrado

Simplifique as investigações usando ferramentas para priorizar, rastrear e solucionar os alertas gerados.

Introductory pricing

Reduced pricing available for early adopters

Onchain fee of 0.5 bps applies during the early access period* to support early adopters building the future of chain-abstracted USDC experiences.

Começar

*The early access period will conclude at 11:59 PM Eastern Time on December 31, 2025, unless otherwise extended or modified.

Perguntas frequentes

Circle Gateway is a new primitive enabling a unified USDC balance, unlocking instant crosschain liquidity in <500ms.
Consolidating native USDC balances across chains can help businesses reduce working capital and crosschain friction for end users.

Circle offers complementary crosschain products—Gateway and CCTP—each purpose-built for distinct use cases and operational needs. To help teams choose the right solution, refer to the detailed product comparison in the developer docs.

Gateway has been designed for businesses and developers facing pain points from multichain liquidity fragmentation. Gateway can help:

  • Onramps and PSPs - serve more users across supported chains without idle capital
  • Exchanges - scale USDC withdrawals with no bridge infrastructure or delays
  • Custodians - offer seamless crosschain access to their clients
  • Wallets - simplify UX with a unified USDC balance
  • Solvers - unlock capital efficiency and maximize revenue

No, Gateway is permissionless. Developers can get started by visiting the developer docs.

Yes, each instant transfer includes a base fee that covers the gas cost incurred during the burn process on the source chain. In addition, there is an onchain fee of 0.5 bps, which applies during the early access period. The early access period will conclude at 11:59 PM Eastern Time on December 31, 2025, unless otherwise extended or modified. For additional Fee details, see our developer docs

Accessing USDC instantly requires both a user signature and a Gateway attestation. In the unlikely event that the Gateway API is unavailable for any reason, users can initiate a trustless withdrawal and complete the withdrawal after a 7-day period. For additional details, see our developer docs.