The new financial account for global businesses

The Circle Account is a full stack solution that replaces a fractured system for banking. Securely custody funds, send and receive payments globally and streamline treasury operations all powered and connected to a suite of powerful APIs built on USDC.

run on modern rails

A new standard for money on the internet

Digital dollars like USDC work like other digital content — they move at the speed of the internet, can be exchanged in the same way we share content, and are cheaper and more secure than existing payment systems. We use cloud infrastructure and blockchain networks to scale dollar storage and movement.

stable, secure, transparent

1 digital dollar is always $1 USD

Each digital dollar is backed by cash and short-term US government treasury bonds, not fractional reserve commercial bank money. Reserves are governed by the Centre Consortium, and are attested to by global accounting firm, Grant Thornton LLP.

COMING SOON

Earn more on idle working capital

Allocate funds into high yield accounts across open and fixed term maturities.

MAKE PAYMENTS

Transact with global suppliers, customers and partners

Send or receive digital dollars on chain — borderless payments that settle in minutes, are irreversible, nearly free and highly secure. A truly superior payment method for international commerce.

MULTICHAIN USDC

Integrated with next generation blockchain rails

Take advantage of the speed, scalability and cost-efficiency provided by 3rd generation public chains when you send funds on chain from your Circle Account.

shared payments information

Enterprise-ready custody & security

Circle is a leader in providing secure custody of digital currency specializing in digital dollar  
infrastructure.

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USDC LIQUIDITY

Access the premier source for digital dollar liquidity

Transfer in and out of digital dollars from your connected bank account at no cost — it’s always 1-to-1.

Your financial infrastructure hub

The Circle Account is natively integrated into a powerful suite of payments and banking infrastructure products and APIs in one unified platform. We bring together everything required to build websites and apps that deal with money.

Payments

The next generation payments processing solution.

Payouts

Programmatic, fast and global payouts.

Digital Dollar Accounts

Accessible, reliable digital dollar accounts infrastructure.

Marketplaces

Payments infrastructure for global marketplaces and platforms.

Who is Circle made for?

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EMERGING MARKET ONLINE BUSINESSES

Run your business smarter in today’s

high-risk environment

In the post-pandemic global economy, every business needs to become more internet-driven. Holding funds in digital dollars like USDC provides your business with a safe haven in uncertain times; USDC reserves are held in cash and short-term US government bonds, not fractional reserve commercial bank money.

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OTC DESKS, MARKET MAKERS & MONEY MANAGERS

Gain a market edge with the premier
source of USDC liquidity

Hundreds of institutional traders use their Circle Account today as their home base for USDC liquidity, enabling them to access liquidity and conversion of USDC from 80+ countries with no limits on minting or converting digital currency back into fiat currency at no cost.

Institutional Trading Program
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CRYPTO STARTUPS

Run your business smarter in today’s

high-risk environment

We enable crypto startups to stay crypto native, banking in US dollars through USDC without the need for a traditional business banking relationship.

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EXCHANGES & AGENCY BROKERS

Aggregate USDC liquidity on multiple

chains

Offer USDC trading pairs for top crypto assets and the ability to hedge with confidence. Natively embed and aggregate support for USDC across any supported chain within your product.

LEARN MORE ABOUT MULTICHAIN USDC
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USDC: the stability of the dollar

at the speed of crypto

From trading to building a new company on crypto, USDC is bringing to life the next era in global finance and internet commerce.

Learn about USDC