Build an Interoperable Payment System with USDC and CCTP V2

With the launch of native USDC and CCTP V2 on Codex Chain, developers now have access to a trusted, high-performance foundation for building payment-centric applications. This enables secure, interoperable, and permissionless onchain financial services, all powered by a regulated1 digital dollar.
Codex, a purpose-built stablecoin native Layer 2, now supports natively issued USDC, backed 100% by cash and cash equivalent assets, and CCTP V2, the canonical protocol for moving USDC across supported chains via native minting and burning. Together, these two Circle technologies form the engine of a new generation of apps for interoperable payments, remittances, FX, and onchain financial infrastructure.
Native USDC: Secure, Trusted Dollar Access
USDC on Codex is not bridged or wrapped, and is backed by transparent high-quality reserves. For developers, this means direct access to the world’s largest regulated1 digital dollar with instant composability on a chain optimized for stablecoin use.
Why it matters:
- Eliminates third-party bridge risk and wrapped asset fragmentation
- Provides secure, permissionless dollar access on a deterministic execution layer
- Enables composable payment, FX, and financial flows backed by trusted reserves
USDC Contract on Codex Testnet
FiatTokenV2_2 - 0x6d7f141b6819C2c9CC2f818e6ad549E7Ca090F8f
CCTP V2: Fast, Programmable, Canonical Transfers
CCTP V2 enables USDC to be burned on a source chain and minted natively on a destination chain, removing the need for synthetic assets or wrapped tokens. With support for Fast Transfers and Hooks, developers can build automated multichain money flows that can settle in seconds.
Why it matters:
- Enables secure cross chain USDC transfers between supported networks
- Supports programmable Hooks to trigger logic after funds arrive
- Forms the canonical infrastructure layer for multichain USDC movement
CCTP V2 Contracts on Codex Testnet
TokenMessengerV2 - 0x8FE6B999Dc680CcFDD5Bf7EB0974218be2542DAA
MessageTransmitterV2 - 0xE737e5cEBEEBa77EFE34D4aa090756590b1CE275
TokenMinterV2 - 0xb43db544E2c27092c107639Ad201b3dEfAbcF192
MessageV2 - 0xbac0179bb358a8936169a63408c8481d582390c4
Use Cases for Developers: Build Interoperable Payment Rails and Financial Services
With native USDC and CCTP V2 now live on Codex, developers can build high impact, composable financial infrastructure.
Cross Border Payments
Build seamless interoperable payment flows that:
- Transfer USDC between regions
- Settle directly onchain with no intermediaries
- Trigger downstream payouts or accounting workflows
Dollar Access
Create globally accessible financial products:
- Onchain wallets and savings in a regulated1 digital dollar
- Embedded USDC use in consumer, fintech, or remittance apps
- Stablecoin gas fees for frictionless UX
Merchant Settlement and Payout Automation
Automate such multiparty workflows as:
- Payouts to vendors, freelancers, or affiliates
- Hook-triggered logic on fund receipt
- Integration with custody platforms for business grade flows
Onchain FX and Treasury Applications
Enable stablecoin-native finance infrastructure:
- Swap USDC and other stables via Codex’s native FX layer
- Manage global treasuries with composable smart contracts
- Offer programmable liquidity and hedging primitives
Build Today with Circle USDC on Codex
👉 Start building in the Circle developer docs →
1 USDC is issued by regulated affiliates of Circle. A list of Circle’s regulatory authorizations can be found here