Don’t watch the shift. Lead it. 

Move money. Launch products. Reach new markets. One full-stack platform connecting financial systems and onchain networks, so you can make your next move.

Discos e uma moeda rodando

Infraestrutura moderna para líderes em inovação

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Circle is building the foundation for an open, internet-native economy.

Trusted by leading financial institutions since 2013, our full-stack platform including Arc,1 USDC,2 and Circle Payments Network,3 connects traditional finance and onchain infrastructure to create a new internet financial system that is accessible and reliable by design.

Pessoa segurando um smartphone mostrando um aplicativo de carteira com um saldo de 3.500 USDC. A tela mostra opções para depositar ou gastar USDC.

Operating responsibly at global scale. So you can too.

Circle is one of the most widely regulated and licensed stablecoin issuers in the world.

Estados Unidos

Money transmitter licenses (MTL) in 46 states, the District of Columbia, and Puerto Rico. BitLicense from the New York State Department of Financial Services (NYDFS). Registered as a “Money Services Business” with Financial Crimes Enforcement Network (FinCEN). Receipt of conditional approval for National Trust Bank (NTB).

União Europeia

First global stablecoin issuer to achieve compliance with Markets in Crypto-Assets Regulation (MiCAR). Electronic Money Institution license from the Autorité de Contrôle Prudentiel et de Résolution (ACPR).

Reino Unido

Licença de Instituição de Dinheiro Eletrônico conferida pela Autoridade de Conduta Financeira (FCA) do Reino Unido.

Singapura

Licença de Grande Instituição de Pagamento (MPI) conferida pela Autoridade Monetária de Singapura (MAS).

Emirados Árabes Unidos

Financial Services Permission (FSP) license from the ADGM's Financial Services Regulatory Authority (FSRA). Also the 1st stablecoins to be approved by the Dubai Financial Services Authority (DFSA).

Bermudas

Class F Digital Asset Business license from the Bermuda Monetary Authority (BMA).

Canadá

First company to comply with the Ontario Securities Commission (OSC) and Canadian Securities Administrators’ (CSA) Value-Referenced Crypto Asset (VRCAs) requirements.

Japão

Primeira stablecoin lastreada em moeda fiduciária emitida no exterior autorizada pela Agência de Serviços Financeiros do Japão (JFSA) para distribuição local por intermediários licenciados pela JFSA, nos termos da Lei de Serviços de Pagamento.

Welcome to finance without friction

Payments that move at internet speed

  • Verificar
    Settle in seconds, not days. Move money around the world any time, near instantly.
  • Verificar
    One network with global reach. Move money with a global system connected by Circle Payments Network.3
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    Compliance, built in. Transact with regulated,2 fully-reserved stablecoins. No compliance workarounds, no gray areas.

Give your customers access to digital dollars and euros around the world

  • Verificar
    Digital dollars and euros. USDC and EURC are available globally in both existing and new markets.4
  • Verificar
    Increase TAM, cross-sell, up-sell. Give your customers access to digital currencies to send, spend, and save.
  • Verificar
    Fully reserved. Circle’s stablecoins are backed 100% by highly liquid cash and cash equivalent assets.

A liquid foundation for institutional trading

  • Verificar
    Institutional-grade liquidity. Benefit from USDC availability and related liquidity services.
  • Verificar
    Seamless cross-chain rebalancing. Move funds across supported chains and improve capital efficiency.
  • Verificar
    One-to-one redeemability. Swap one USDC for one dollar at scale.

The open economy is in motion.     Build it on our full-stack platform.

Enterprise-grade digital assets, apps, and infrastructure designed for onchain builders and institutional developers alike. 

Used by millions. Moving trillions.

+185

countries4
0,00

T

all-time volume9

55

licenses globally10

Vamos construir juntos

  • Arc testnet is offered by Circle Technology Services, LLC (“CTS”). CTS is a software provider and does not provide regulated financial or advisory services. You are solely responsible for services you provide to users, including obtaining any necessary licenses or approvals and otherwise complying with applicable laws.

    Arc has not been reviewed or approved by the New York State Department of Financial Services.

    The product features described in these materials are for informational purposes only. All product features may be modified, delayed, or cancelled without prior notice, at any time and at the sole discretion of Circle Technology Services, LLC. Nothing herein constitutes a commitment, warranty, guarantee or investment advice.
  • USDC and EURC are issued through regulated entities of Circle. See Circle's list of regulatory authorizations.
  • Circle Technology Services, LLC (CTS) é a operadora da Rede de Pagamentos Circle (CPN) e oferece produtos e serviços às instituições financeiras que participam da CPN para facilitar seu acesso e integração à rede. A CPN conecta as instituições financeiras participantes ao redor do mundo, com a CTS atuando como provedora de serviços de tecnologia para essas instituições. Embora a CTS não guarde fundos nem gerencie contas em nome dos clientes, permitimos que as instituições financeiras participantes do ecossistema global se conectem entre si diretamente, se comuniquem com segurança e efetuem liquidações diretamente entre si. A CTS não constitui uma das partes nas transações entre instituições financeiras participantes facilitadas pela CPN, que usam a CPN para executar transações por sua própria conta e risco. O uso da CPN está sujeito às Regras da CPN e ao Acordo de Participação na CPN entre a CTS e uma instituição financeira participante.
  • Circle Mint supports international wires and domestic bank transfers in more than 185 countries. Circle Mint is currently only available to institutions. Circle Mint customers are able to redeem USDC directly from Circle. In addition, Circle will redeem all USDC presented to it for redemption in compliance with MiCAR, regardless of whether the holder is a Circle Mint customer. Circle Mint is currently available only to institutions and is not available to individuals.
  • USYC is issued by Circle International Bermuda Limited, regulated by Bermuda Monetary Authority (BMA), and represents an interest in a Cayman Islands mutual fund licensed by Cayman Islands Monetary Authority (CIMA). Information about USYC is directed only to entities who are not US Persons, as defined in Regulation S under the Securities Act of 1933.  

    USYC is a digital asset token. Each USYC token serves as a digital representation of a share of the Hashnote International Short Duration Fund Ltd. (the “Fund”), a Cayman Islands registered mutual fund. The Fund has appointed Circle International Bermuda Limited (“CIBL”), a Bermuda Monetary Authority licensed digital asset business, as its token administrator, responsible for the management of USYC on behalf of the Fund.  As used herein, the term “near-instant” and “always” is intended to signify that, under ordinary operating conditions, redemption requests are filled on a near-real-time basis, subject to factors including, without limitation, blockchain network congestion and the Fund’s then-current liquidity position.

    Shares of the Fund and USYC are only available to non-U.S. Persons, as defined under the Securities Act of 1933, as amended. Additional eligibility restrictions may apply. The information provided herein is solely for educational and informational purposes and should not be construed as an offer to sell or a solicitation of an offer to buy any security, financial instrument, or other product.
  • Circle Mint and money transmission services are provided by Circle Internet Financial, LLC, NMLS # 1201441, and Circle Internet Financial Europe SAS, Electronic Money Institution License No. 17788, when provided in France. A list of Circle’s regulatory authorizations can be found here. Circle Mint is currently available only to institutions and is not available to individuals
  • O StableFX é oferecido pela Circle Technology Services, LLC ("CTS"). A CTS é uma fornecedora de software e não presta serviços financeiros ou de consultoria regulamentados. Você é única e exclusivamente responsável pelos serviços que fornecer aos usuários, incluindo a obtenção de quaisquer licenças ou aprovações necessárias e o cumprimento da legislação aplicável. O StableFX é uma coleção de APIs e contratos inteligentes on-chain que permitem o compartilhamento de dados entre as contrapartes de uma transação sem a intermediação da CTS. A CTS se limita a transmitir as informações entre as partes relevantes e para o contrato inteligente on-chain que permite uma liquidação direta entre essas partes. A CTS não aceita nem transmite ativos digitais em nome dos usuários do StableFX. Os recursos do produto descritos nesses materiais se destinam apenas a fins de informação. Todos os recursos do produto poderão ser modificados, adiados ou cancelados sem aviso prévio, a qualquer momento e a exclusivo critério da Circle Technology Services, LLC. Nada no presente documento constitui um compromisso, promessa, garantia ou consultoria de investimentos.
  • Contracts and Wallets are provided by Circle Technology Services, LLC (“CTS”). CTS is a software provider and does not provide regulated financial or advisory services. You are solely responsible for services you provide to users, including obtaining any necessary licenses or approvals and otherwise complying with applicable laws. For additional details, refer to the Circle Developer Terms of Service.
  • April 12, 2026 8:00 PM
  • Em abril de 2025.