USDC
USDC

The world’s largest regulated1 stablecoin powering global finance

Des stablecoin dollars entièrement garantis

Redeemable 1:1 for US dollars, USDC enables 24/7 liquidity for near-instant, low-cost global payments.

Conçu pour accélérer les paiements internationaux et l’accès permanent aux marchés financiers, l’USDC est une devise numérique réglementée échangeable à valeur égale contre des dollars américains.

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User interface alert showing a completed USDC to EUR off-ramp transaction
User interface alert for a USDC transaciton of a paid invoice.

Pourquoi les entreprises choisissent-elles l’USDC ?

Instant

Near-instant, always-on settlement

Boost capital efficiency and minimize prefunding with real-time transactions.

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Regulatory compliance

USDC is the world’s largest regulated stablecoin, issued by Circle.1

Présence mondiale

Expanded market access

Unlock new markets that were previously unreachable or too costly to serve.

Programmable

Programmable money

USDC lets you move value as easily as data and build next-gen financial applications.

An active network

USDC is highly liquid, widely adopted, and supported by a global network of partners.

  • $26T+

    all-time volume2
  • 1000+

    banks, blockchains, distributors, and other partners
  • 78%

    yearly growth3

Accessible to all

Global reach

Available to anyone with an internet connection — all around the world, 24/7.

Local settlement

A network of leading global banks that enable FX settlement with diverse fiat currencies.

For everyone

Providing financial opportunities for people everywhere.

Industry-leading security

Fully backed

100% backed by highly liquid cash and cash-equivalent assets.

Highly regulated

Issued1 by the most licensed stablecoin company in the world.4

Transparently managed

Circle publishes monthly reserve attestations by a Big Four accounting firm.

  • $
    61.38
    B
    USDC en circulation
    En date du
    May 1, 2025
  • $
    XXX
    B
    USD in reserves5
    En date du
    May 1, 2025

Developer-ready

USDC is natively issued on 20 blockchain networks, and seamlessly moves between 11 blockchains with CCTP6. It’s built on open protocols with a supporting suite of APIs and SDKs.

Fueling financial opportunities

L’USDC permet aux entreprises d’offrir une connectivité de paiement et des services financiers libellés en dollars au plus grand nombre, dans un maximum d’endroits.

24/7 real-time money movement

Accédez à des paiements peu coûteux dans le monde entier avec des transactions en quelques secondes, pour vous et vos clients.

Partenaires
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Worldwide access to digital dollars

Hold, transfer, and transact in USDC from almost anywhere, without relying on traditional banks.

Partenaires
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Institutional-grade liquidity

Access, trade, and rebalance USDC at scale any time across chains or borders.

Partenaires
EN SAVOIR PLUS
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Se lancer

En savoir plus sur l'USDC

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Des stablecoin dollars entièrement garantis

USDC is 100% backed by highly liquid cash and cash-equivalent assets stored in transparently managed reserves with independent attestations conducted by a Big Four accounting firm.
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Collaborating with regulators

Circle, the issuer of USDC1, actively engages in policy discussions, adheres to regulatory frameworks, and obtains necessary licenses to maintain compliance and transparency in its operations.
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Construire avec USDC

USDC is programmable money built for global accessibility and crosschain interoperability, unlocking new opportunities for your business.

FAQ

L’USDC est un stablecoin dollar entièrement garanti par des liquidités et des actifs équivalents très liquides. En outre, il est toujours échangeable à valeur égale contre des dollars américains. La majeure partie de la réserve d’USDC est investie dans le Circle Reserve Fund (USDXX), un fonds monétaire gouvernemental 2a-7 enregistré auprès de la SEC. Des rapports quotidiens sur le portefeuille, établis par des tiers indépendants, sont accessibles au public par l’intermédiaire de BlackRock.

Découvrez notre approche en matière de transparence.

USDC is natively supported for 20 blockchain networks: Algorand, Aptos, Arbitrum, Avalanche, Base, Celo, Ethereum, Hedera, Linea, NEAR, Noble, OP Mainnet, Polkadot, Polygon PoS, Solana, Sonic, Stellar, Sui, Unichain, and ZKsync – with more expected in the future.

L’USDC a également été relié par bridge (pont) à de nombreuses blockchains émergentes, ce qui a donné lieu à la création de variantes, telles que l’USDC.e.

Pour en savoir plus, consultez notre documentation pour les développeurs.

Les particuliers et les utilisateurs quotidiens, les start-ups et les petites entreprises peuvent accéder à l’USDC à partir des plateformes d’échange. Consultez le site USDC.com pour en savoir plus.

Circle Mint : ce produit permet aux prestataires de services tels que les plateformes d’échange, les traders institutionnels, les fournisseurs de portefeuilles, les banques et les grandes institutions financières d’échanger des USDC à valeur égale contre des dollars américains auprès de Circle. Circle Mint n’est pas disponible pour les particuliers.

Les entreprises peuvent créer un compte Circle Mint pour échanger des dollars américains contre des USDC. Lorsqu’une entreprise dépose des USD sur son compte Circle, Circle lui délivre un montant équivalent en USDC. Le processus qui permet de mettre en circulation de nouveaux USDC est connu sous le nom de « mint ».

De même, si une entreprise souhaite échanger ses USDC contre des USD, elle peut les déposer sur son compte Circle Mint et demander à recevoir des dollars américains. Ce processus est appelé « burning ». Les USDC en question sont alors retirés de la circulation.

Lorsque des dollars américains sont échangés contre des USDC sur une plateforme d’échange d’actifs numériques, la plateforme délivre généralement le solde en USDC dont elle dispose pour effectuer l’échange. Si elle a besoin d’un plus gros volume, elle utilise alors son compte Circle Mint pour émettre davantage d’USDC.

L’USDC est un stablecoin, une forme de cryptomonnaie. Ce stablecoin dollar est entièrement garanti par des actifs de réserve. Contrairement aux autres cryptomonnaies dont le cours fluctue, l’USDC reste stable. En effet, sa valeur est toujours égale au dollar américain. En outre, cette devise bénéficie de la rapidité et de la sécurité de la technologie blockchain.

USDC is issued by Circle, a company in the private sector, while a CBDC would be issued by a government. While most CBDCs are only in the research phase, USDC exists today and is widely used by millions of people around the world. Circle has developed the technology to enable USDC to run on 18 public blockchain networks, with open-source and private market innovation driving rapid progress in dollar digital currency models.

Pour en savoir plus, consultez l’analyse de Circle sur le projet de CBDC de la Réserve fédérale des États-Unis.

Deloitte & Touche LLP est l’auditeur indépendant de Circle depuis l’exercice 2022. Auparavant, Grant Thornton LLP s’en chargeait depuis 2015.

Our view is that USDC is not a security. In April 2025, the staff of the U.S. Securities and Exchange Commission issued a Statement on Stablecoins (the Statement), which confirmed that as described in the Statement, the offer and sale of “Covered Stablecoins” in the manner described in the Statement does not constitute the offer and sale of securities under the Securities Act of 1933 or the Securities Exchange Act of 1934.

Our view is that USDC is a Covered Stablecoin. The Statement on Stablecoins defines “Covered Stablecoins” as those which are "designed to maintain a stable value relative to the United States Dollar, or 'USD,' on a one-for-one basis, can be redeemed for USD on a one-for-one basis (i.e., one stablecoin to one USD), and are backed by assets held in a reserve that are considered low-risk and readily liquid with a USD-value that meets or exceeds the redemption value of the stablecoins in circulation.

Our view is that USDC is a "covered stablecoin" as it is designed to maintain a stable value relative to the USD, is redeemable 1:1 for USD9, and is 100% backed by highly liquid cash and cash equivalent assets. Information on the reserves backing USDC is made publicly available here with monthly third-party assurances that the value of the reserves meets or exceeds the value of USDC in circulation.

  1. USDC is issued through regulated affiliates of Circle. A list of Circle’s regulatory authorizations can be found here.
  2. All-time volume represents the total amount of USDC onchain activity that took place between September 2018 and Apr 13, 2025 8:00 PM. This represents EVM token transfer volume on native and canonically bridged USDC on the following chains: Arbitrum, Avalanche, Base, Binance, Ethereum, Fantom, Linea, Mantle, OP Mainnet, Polygon PoS, ZKSync.
  3. January 1, 2024–January 1, 2025. CoinMarketCap. Retrieved from: https://coinmarketcap.com/currencies/usd-coin/.
  4. Based on a competitive comparison analyzing the top 10 stablecoin companies by market capitalization based on CoinMarketCap. A list of Circle’s licenses can be found here.
  5. USDC is backed by the equivalent value of US dollar denominated assets held as reserves for the benefit of USDC holders. Cash is held at regulated financial institutions. The portfolio of the Circle Reserve Fund, which can contain short-dated US Treasuries, overnight US Treasury repurchase agreements, and cash, is custodied at The Bank of New York Mellon and is managed by BlackRock.
  6. CCTP V1 supports connectivity between 11 different blockchains.
  7. Circle Ventures, an affiliate of Circle Internet Financial, LLC, has invested in Airtm.
  8. Circle Ventures, an affiliate of Circle Internet Financial, LLC, has invested in Arf.
  9. Circle Mint customers are able to redeem USDC directly from Circle. In addition, Circle will redeem all USDC presented to it for redemption in compliance with MiCAR, regardless of whether the holder is a Circle Mint customer. Circle Mint is currently available only to institutions and is not available to individuals.