The world’s largest regulated1 stablecoin powering global finance
Dólares digitales totalmente respaldados
Canjeable 1 a 1 por dólares estadounidenses, USDC permite liquidez las 24 horas, todos los días, para pagos globales casi instantáneos y de bajo costo.
Creado para pagos rápidos y globales, y mercados financieros las 24 horas, todos los días, el USDC es una moneda digital regulada que puede intercambiar 1 a 1 por dólares estadounidenses.


¿Por qué las empresas eligen el USDC?
Accesible para todos
Seguridad de nivel superior en el sector
- $61.04BUSDC en circulación
- $XXXBUSD in reserves5
Listo para desarrolladores
USDC is natively issued on 20 blockchain networks, and seamlessly moves between 11 blockchains with CCTP6. It’s built on open protocols with a supporting suite of APIs and SDKs.
Impulsando las oportunidades financieras
Empezar
Construya con Circle
Más información sobre el USDC
Preguntas frecuentes
El USDC es un dólar digital respaldado en su totalidad por efectivo de alta liquidez y activos equivalentes a efectivo y se puede intercambiar 1 a 1 por dólares estadounidenses. La mayor parte de la reserva del USDC se invierte en el Circle Reserve Fund (USDXX), un fondo del mercado monetario gubernamental registrado por la SEC como fondo 2a-7. Los informes diarios, independientes y de terceros, sobre la cartera están a disposición del público a través de BlackRock.
Obtenga más información sobre nuestro enfoque de transparencia.
USDC is natively supported on 20 blockchain networks: Algorand, Aptos, Arbitrum, Avalanche, Base, Celo, Ethereum, Hedera, Linea, NEAR, Noble, OP Mainnet, Polkadot, Polygon PoS, Solana, Sonic, Stellar, Sui, Unichain, and ZKsync – with more expected in the future. For more details, see our developer docs.
Circle Mint enables exchanges, institutional traders, banks, and large financial institutions to directly redeem USDC 1:1 for USD from Circle. Mint is not available to individuals or small businesses.
Startups and small businesses can access USDC via on/offramp providers in the Circle Alliance Program. Learn more about CAP or go right to the CAP directory to find a provider.
Individuals and everyday users can access USDC via exchanges, neobanks, and digital wallets. Learn more on USDC.com.
Businesses can apply for a Circle Mint account to exchange US dollars for USDC. When a business deposits USD into its Circle Account, Circle issues the equivalent amount of USDC to the business. The process of issuing new USDC is known as “minting” as new digital dollars are created and put into circulation.
Similarly, when a business wants to exchange its USDC for US dollars, the business can deposit USDC into their Mint account and request to receive US dollars. This process of redeeming USDC is known as “burning” as this process takes USDC out of circulation.
When everyday users swap US dollars for USDC on a digital asset exchange, it is the exchange that provides that USDC. If the exchange needs more USDC to fulfill the swap, the exchange will often use its Mint account to mint more USDC.
USDC is a fully reserved stablecoin, which is a type of cryptocurrency designed to maintain steady value. Unlike other cryptocurrencies that fluctuate in price, USDC is designed to maintain price equivalence to the US dollar. USDC is redeemable 1:1 for US dollars while benefiting from the speed and security of blockchain technology.
USDC is issued through regulated affiliates of Circle1, a financial technology company in the private sector, while a CBDC would be issued by a government. While most CBDCs are only in the research phase, USDC exists today and is widely used by millions of people around the world. Circle has developed the technology to enable USDC to run on public blockchain networks, with open-source and private market innovation driving rapid progress in digital dollar currency models. Read more about Circle’s insights on the Federal Reserve’s CBDC discussion.
Deloitte & Touche LLP is Circle’s independent auditor and has audited Circle’s financials since fiscal year 2022. Prior to Deloitte, Grant Thornton LLP served as Circle’s independent auditor from 2015.
Our view is that USDC is not a security. In April 2025, the staff of the U.S. Securities and Exchange Commission (SEC) issued a Statement on Stablecoins (the Statement), which confirmed that as described in the Statement, the offer and sale of “Covered Stablecoins” in the manner described in the Statement does not constitute the offer and sale of securities under the Securities Act of 1933 or the Securities Exchange Act of 1934.
Our view is that USDC is a Covered Stablecoin. The Statement on Stablecoins defines “Covered Stablecoins” as those which are "designed to maintain a stable value relative to the United States Dollar, or 'USD,' on a one-for-one basis, can be redeemed for USD on a one-for-one basis (i.e., one stablecoin to one USD), and are backed by assets held in a reserve that are considered low-risk and readily liquid with a USD-value that meets or exceeds the redemption value of the stablecoins in circulation.
Our view is that USDC is a "covered stablecoin" as it is designed to maintain a stable value relative to the USD, is redeemable 1:1 for USD9, and is 100% backed by highly liquid cash and cash equivalent assets. Information on the reserves backing USDC is made publicly available here with monthly third-party assurances that the value of the reserves meets or exceeds the value of USDC in circulation.
USDC is a digital dollar backed 100% by highly liquid cash and cash-equivalent assets and is redeemable 1:1 for US dollars.6 The majority of the USDC reserve is invested in the Circle Reserve Fund (USDXX), an SEC-registered 2a-7 government money market fund. Daily, independent, third-party reporting on the portfolio is publicly available via BlackRock. Learn more about our approach to transparency.
- USDC is issued through regulated affiliates of Circle. A list of Circle’s regulatory authorizations can be found here.
- El volumen histórico representa la cantidad total de actividad de USDC en la blockchain que tuvo lugar entre septiembre de 2018 y el 13 de abril de 2025 a las 8:00 p. m. Esto representa el volumen de transferencia de tokens EVM en USDC nativo y con puentes canónicos en las siguientes blockchains: Arbitrum, Avalanche, Base, Binance, Ethereum, Fantom, Linea, Mantle, OP Mainnet, Polygon PoS y ZKSync.
- January 1, 2024–January 1, 2025. CoinMarketCap. Retrieved from: https://coinmarketcap.com/currencies/usd-coin/.
- Based on a competitive comparison analyzing the top 10 stablecoin companies by market capitalization based on CoinMarketCap. A list of Circle’s licenses can be found here.
- El USDC está respaldado por activos de un valor equivalente denominados en dólares estadounidenses, que se mantienen como reserva para beneficio de los titulares del USDC. El efectivo se mantiene en instituciones financieras reguladas. La cartera del Circle Reserve Fund, que puede contener bonos del Tesoro de EE. UU. a corto plazo, acuerdos de recompra del Tesoro de EE. UU. a un día y efectivo, está custodiada en The Bank of New York Mellon y es administrada en BlackRock.
- CCTP V1 admite la conectividad entre 11 blockchains diferentes.
- Circle Ventures, una filial de Circle Internet Financial, LLC, invirtió en Airtm.
- Circle Ventures, una filial de Circle Internet Financial, LLC, invirtió en Arf.
- Los clientes de Circle Mint pueden canjear USDC directamente desde Circle. Además, Circle canjeará todos los USDC que se le presenten para su canje de conformidad con la regulación MiCAR, independientemente de si el titular es cliente de Circle Mint. En este momento, Circle Mint está disponible únicamente para instituciones y no está disponible para individuos.