Don’t watch the shift. Lead it.
Move money. Launch products. Reach new markets. One full-stack platform connecting financial systems and onchain networks, so you can make your next move.
El auge del sistema financiero de internet
A new architecture for the movement, storage, and creation of value emerges.
El sistema operativo económico para internet
Una blockchain abierta de Capa 1 diseñada específicamente para unir dinero programable e innovación en la blockchain con la actividad económica real.
Circle Payments Network
Ayudando a que las instituciones financieras logren un movimiento de dinero global fluido y casi instantáneo a través de redes previamente fragmentadas.
Infraestructura moderna para innovadores líderes
Circle is building the foundation for an open, internet-native economy.
Trusted by leading financial institutions since 2013, our full-stack platform including Arc,1 USDC,2 and Circle Payments Network,3 connects traditional finance and onchain infrastructure to create a new internet financial system that is accessible and reliable by design.
Operating responsibly at global scale. So you can too.
Circle is one of the most widely regulated and licensed stablecoin issuers in the world.
Estados Unidos
Money transmitter licenses (MTL) in 46 states, the District of Columbia, and Puerto Rico. BitLicense from the New York State Department of Financial Services (NYDFS). Registered as a “Money Services Business” with Financial Crimes Enforcement Network (FinCEN). Receipt of conditional approval for National Trust Bank (NTB).
Unión Europea
First global stablecoin issuer to achieve compliance with Markets in Crypto-Assets Regulation (MiCAR). Electronic Money Institution license from the Autorité de Contrôle Prudentiel et de Résolution (ACPR).
Reino Unido
Licencia de Institución de Dinero Electrónico de la Autoridad de Conducta Financiera (FCA).
Singapur
Licencia de Institución de Pagos de Gran Volumen (MPI) de la Autoridad Monetaria de Singapur (MAS).
Emiratos Árabes Unidos
Financial Services Permission (FSP) license from the ADGM's Financial Services Regulatory Authority (FSRA). Also the 1st stablecoins to be approved by the Dubai Financial Services Authority (DFSA).
Bermudas
Class F Digital Asset Business license from the Bermuda Monetary Authority (BMA).
Canadá
First company to comply with the Ontario Securities Commission (OSC) and Canadian Securities Administrators’ (CSA) Value-Referenced Crypto Asset (VRCAs) requirements.
Japón
Primera stablecoin respaldada por fiat emitida en el extranjero autorizada por la Agencia de Servicios Financieros de Japón (JFSA) para su distribución local a través de intermediarios con licencia de la JFSA en virtud de la Ley de Servicios de Pago.
Welcome to finance without friction
Payments that move at internet speed
Settle in seconds, not days. Move money around the world any time, near instantly.- One network with global reach. Move money with a global system connected by Circle Payments Network.3
- Compliance, built in. Transact with regulated,2 fully-reserved stablecoins. No compliance workarounds, no gray areas.
Give your customers access to digital dollars and euros around the world
- Digital dollars and euros. USDC and EURC are available globally in both existing and new markets.4
- Increase TAM, cross-sell, up-sell. Give your customers access to digital currencies to send, spend, and save.
- Fully reserved. Circle’s stablecoins are backed 100% by highly liquid cash and cash equivalent assets.
A liquid foundation for institutional trading
- Institutional-grade liquidity. Benefit from USDC availability and related liquidity services.
- Seamless cross-chain rebalancing. Move funds across supported chains and improve capital efficiency.
- One-to-one redeemability. Swap one USDC for one dollar at scale.
The open economy is in motion. Build it on our full-stack platform.
Estamos moldeando el futuro
Construyamos juntos
Construya con Circle
- Arc testnet is offered by Circle Technology Services, LLC (“CTS”). CTS is a software provider and does not provide regulated financial or advisory services. You are solely responsible for services you provide to users, including obtaining any necessary licenses or approvals and otherwise complying with applicable laws.
Arc has not been reviewed or approved by the New York State Department of Financial Services.
The product features described in these materials are for informational purposes only. All product features may be modified, delayed, or cancelled without prior notice, at any time and at the sole discretion of Circle Technology Services, LLC. Nothing herein constitutes a commitment, warranty, guarantee or investment advice. - USDC and EURC are issued through regulated entities of Circle. See Circle’s list of regulatory authorizations.
- Circle Technology Services, LLC (CTS) es el operador de Circle Payments Network (CPN) y ofrece productos y servicios a las instituciones financieras que participan en CPN para facilitar su acceso e integración con CPN. CPN conecta a las instituciones financieras participantes de todo el mundo y CTS actúa como proveedor de servicios tecnológicos para dichas instituciones. Si bien CTS no mantiene fondos ni gestiona cuentas en nombre de los clientes, permitimos que el ecosistema global de instituciones financieras participantes se conecten directamente entre sí, se comuniquen de forma segura y realicen liquidaciones directas entre sí. CTS no es parte en las transacciones entre instituciones financieras participantes que son facilitadas por CPN y estas instituciones utilizan CPN para realizar transacciones bajo su propio riesgo. El uso de CPN está sujeto a las Reglas de CPN y al Acuerdo de Participación de CPN entre CTS y la institución financiera participante.
- Circle Mint supports international wires and domestic bank transfers in more than 185 countries. Circle Mint is currently only available to institutions. Circle Mint customers are able to redeem USDC directly from Circle. In addition, Circle will redeem all USDC presented to it for redemption in compliance with MiCAR, regardless of whether the holder is a Circle Mint customer. Circle Mint is currently available only to institutions and is not available to individuals.
- USYC is issued by Circle International Bermuda Limited, regulated by Bermuda Monetary Authority (BMA), and represents an interest in a Cayman Islands mutual fund licensed by Cayman Islands Monetary Authority (CIMA). Information about USYC is directed only to entities who are not US Persons, as defined in Regulation S under the Securities Act of 1933.
USYC is a digital asset token. Each USYC token serves as a digital representation of a share of the Hashnote International Short Duration Fund Ltd. (the “Fund”), a Cayman Islands registered mutual fund. The Fund has appointed Circle International Bermuda Limited (“CIBL”), a Bermuda Monetary Authority licensed digital asset business, as its token administrator, responsible for the management of USYC on behalf of the Fund. As used herein, the term “near-instant” and “always” is intended to signify that, under ordinary operating conditions, redemption requests are filled on a near-real-time basis, subject to factors including, without limitation, blockchain network congestion and the Fund’s then-current liquidity position.
Shares of the Fund and USYC are only available to non-U.S. Persons, as defined under the Securities Act of 1933, as amended. Additional eligibility restrictions may apply. The information provided herein is solely for educational and informational purposes and should not be construed as an offer to sell or a solicitation of an offer to buy any security, financial instrument, or other product. - Circle Mint and money transmission services are provided by Circle Internet Financial, LLC, NMLS # 1201441, and Circle Internet Financial Europe SAS, Electronic Money Institution License No. 17788, when provided in France. A list of Circle’s regulatory authorizations can be found here. Circle Mint is currently available only to institutions and is not available to individuals
- Circle Technology Services, LLC (“CTS”) ofrece StableFX. CTS es un proveedor de software y no ofrece servicios financieros o de asesoría regulados. Usted es el único responsable de los servicios que brinda a los usuarios, incluida la obtención de las licencias o aprobaciones necesarias y el cumplimiento de las leyes aplicables. StableFX es un conjunto de API y smart contracts en la blockchain que permiten compartir datos entre contrapartes en una transacción sin intermediación por parte de CTS. El papel de CTS se limita a difundir información entre las partes implicadas y al smart contract en la blockchain que permite la liquidación directa entre las partes implicadas. CTS no acepta ni transmite activos digitales en nombre de los usuarios de StableFX. Las características del producto descritas en estos materiales son solo para fines informativos. Todas las características del producto se pueden modificar, demorar o cancelar sin previo aviso, en cualquier momento y a exclusivo criterio de Circle Technology Services, LLC. Nada de lo aquí establecido constituye un compromiso, declaración de garantía, aval ni asesoramiento en materia de inversiones.
- Contracts and Wallets are provided by Circle Technology Services, LLC (“CTS”). CTS is a software provider and does not provide regulated financial or advisory services. You are solely responsible for services you provide to users, including obtaining any necessary licenses or approvals and otherwise complying with applicable laws. For additional details, refer to the Circle Developer Terms of Service.
- March 30, 2026 8:00 PM
- A abril de 2025.