Circle Pay
Send money between currencies, countries and friends
As easy as texting
Quickly and easily pay friends almost anywhere, free of charge.
Group pays
Settle up with friends through a group chat with up to 20 people, so everyone can throw in what they owe.
No borders. No fees.
Circle Pay is available in 29 countries in US dollars, British pounds and euros and is free to use. If you send money between currencies, you’ll see the current exchange rate right in the app before you send2 and there are no exchange rate markups or fees3.
We take your security seriously
We know keeping your account secure is what’s important.
Deposits held in US dollars are FDIC-insured up to $250,000
Two levels of encryption for your account details
Two-factor authentication is required for login, and text verifications are automatically enabled
Fingerprint ID and Face ID (iPhone X) can also be set up