Diversify your Treasury with Circle Yield

As on-chain activity accelerates and expands in people and capital, you need to grow your treasury assets while fortifying the ecosystem you’ve worked hard to build.
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Fixed rates and flexible termssee rates
btc
Overcollateralized and fully secured with Bitcoin collateral
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Designed for institutions
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Clear regulatory framework
See if Circle Yield is a fit for your business. Complete the form to speak with a member of our team to learn more.

Get Started with Circle Yield

How Circle Yield Compares

See how Yield can fit into your portfolio. Our experts can help you understand more about your options.

U.S. Treasuries
Circle Yield
Other crypto lending
Collateralization
None
Overcollateralized initially at 125% with Bitcoin
Partial to none
Return
Low
Medium
High
Structure
Fixed rate
Fixed rate
Variable rate
Clear regulatory Framework
Yes
Yes
Varies by offering
Principal type
U.S. dollars
USDC
Other crypto assets
secure a spot today!

Circle Yield Current Rates

Choose an option that meets your timelines, investment objectives and portfolio strategy.

0
%
1 month fixed rate

Fixed short term**

Retain flexibility by allocating over a shorter duration.
Rates are purely indicative and are subject to change pending availability, approval and market conditions. 
0
%
3 months fixed rate

Fixed short term**

Retain flexibility by allocating over a shorter duration.
Rates are purely indicative and are subject to change pending availability, approval and market conditions. 
0
%
6 months fixed rate

Fixed long term**

Earn higher rates by locking in funds for longer.
Rates are purely indicative and are subject to change pending availability, approval and market conditions. 
0
%
12 months fixed rate

Fixed long term**

Earn higher rates by locking in funds for longer.
Rates are purely indicative and are subject to change pending availability, approval and market conditions. 

DISCLOSURES

* Offering subject to business approval, geographical availability**, and regulatory authorization, and there is no guarantee that the product will become available in a specific timeframe or to a specific customer or geography. Circle Yield product offered through Circle International Bermuda Limited (“Circle Bermuda”). Circle Bermuda has entered into lending arrangements with one or more institutional borrowers, including Genesis Global Capital, LLC.  These borrowers pledge and transfer Bitcoin into custody with a third party custodian as collateral for their USDC borrowings and Circle Yield investors benefit from a security interest in Circle Bermuda’s security interest in the pledged Bitcoin.

Circle Account and money transmission services are provided by Circle Internet Financial, LLC. Circle Internet Financial, LLC, NMLS # 1201441, is a licensed provider of money transmission services. Circle Bermuda is licensed by the Bermuda Monetary Authority and holds a Bermuda Digital Asset Business (DAB) License, No. 54786. A full list of Circle’s licenses can be found at https://www.circle.com/en/legal/licenses

Circle is not a bank; your Circle Account is not a bank account, and any funds are not insured or protected by government compensation and/or regulatory protection schemes by the Federal Deposit Insurance Corporation, the Securities Investor Protection Corporation or by any US or foreign government agency, insurance fund, person or entity. For investors in the United States, investments described in this communication are offered by Circle Bermuda to “accredited investors” only in accordance with Regulation D, Rule 506(c) of the Securities Act of 1933, as amended. Neither the SEC nor any other regulatory body has approved or disapproved Circle Yield. While Circle Bermuda is regulated by the Bermuda Monetary Authority for digital asset business, Circle Bermuda is not engaged in banking and deposit taking activities and is not regulated for these purposes. You should carefully conduct your own investigations and analyses in connection with any participation in this product, including its objectives, risk factors, fees and expenses and the information set forth in these materials. All prospective participants in the products described herein are advised to consult with their legal, accounting and tax advisers regarding any potential participation. Tax may be payable on any return on and/or any increase in the value of your investment and you should seek independent advice on your taxation position. Please read the offering documents carefully before you invest. Additional information is available upon request. 

** Not currently available in the following U.S. states: Alaska, New York and Hawaii.

***Learn more about Genesis Global Capital, LLC here.