Digital dollars for global business
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Always on. Always open.
USDC transcends borders and banking hours. As a digital dollar with global reach, USDC can be available whenever and wherever you need it. Send USDC to friends and family, pay for goods and services, or save for the future. Anyone with an internet connection can send, receive, and save USDC – no bank account required.

Instant cash flow. All day. Every day.
No more waiting to finalize a transaction and withdraw cash. USDC makes the concept of settlement times obsolete with payments that can circle the globe and land in your account as fast as email. Imagine FX trades of any size that can take seconds to complete – that’s the power of USDC.

Dollars that make cents
It shouldn’t cost money to use money. Say goodbye to paying $50 to send a wire transfer – say hello to a fraction of a cent. Merchants can avoid incurring 2.9% fees on credit card payments, benefit from instant cash flow, and pass back savings to customers. With USDC, everyone saves.

Finance reimagined
USDC can do everything cash can do and more. Unlock opportunities in crypto capital markets for trading, lending, borrowing, and fundraising with USDC. Take USDC into the transformative world of decentralized finance and be your own bank. The possibilities are just beginning.

An open money platform
Build your product with an uber-money API that’s global, open-source, interoperable and free to use. Developers trust USDC as a core building block for their apps to deliver real-time payments, trading, and financial services to their users. Dream big with USDC.
USDC is transforming finance
Stability you can trust
Known as a fully-reserved stablecoin, every digital dollar of USDC on the internet is 100% backed by cash and short-dated U.S. treasuries, so that it’s always redeemable 1:1 for U.S. dollars.
USDC reserves are held in the custody and management of leading U.S. financial institutions, including BlackRock and BNY Mellon. Each month, Grant Thornton LLP, one of America's largest audit, tax and advisory firms, provides third-party assurance as to the size and composition of the USDC reserves.
Circle is regulated as a licensed money transmitter under U.S. state law just like PayPal, Stripe, and Apple Pay. Circle’s financial statements are audited annually and subject to review by the SEC.
Weekly USDC reserves breakdown1
Balances |
||
JUNE 24TH,2022 |
JUly 1st, 2022 |
|
USDC in circulation |
$55.7B |
$55.7B |
USDC reserves 2 |
$55.8B |
$55.8B |
Cash |
$13.8B |
$13.6B |
Short-duration U.S. Treasuries |
$42.0B |
$42.1B |
USDC issuance and redemption, June 24th – July 1st 20221 |
|
USDC issued | $2.0B |
USDC redeemed | $2.1B |
Weekly change in circulation | -$0.1B |
1 Data snapshot as of July 1st, 2022 12pm ET. These weekly figures were calculated by Circle Internet Financial, LLC and have not been verified by any independent third party auditor (Including Grant Thornton). A Circle customer can always mint or redeem USDC in 1:1 exchange for U.S. Dollars through their Circle Account; customers are able to mint and redeem nearly instantly subject to settlement of funds
2 USDC is backed by the equivalent value of U.S. dollar denominated assets; USDC reserves are kept in the custody of leading U.S. financial institutions, including BlackRock and Bank of New York Mellon. Cash is held at US financial institutions; US Treasuries are held at third party custodians (US Bank, Bank of New York Mellon) and managed by professional asset managers (US Bank Asset Management, BlackRock)
USDC is for everyone
Businesses
Accelerate your global growth with lightning-fast USDC payments that deliver instant cash flow. Access USDC liquidity to trade, borrow, lend, and invest across crypto capital markets.
The best way to access USDC
Individuals
Experience the next generation of money with USDC. Send, spend, save, and exchange digital dollars with anyone, anywhere in the world, 24/7 at internet speed.
Developers
Integrate USDC into your app or dApp today – USDC is a programmable digital dollar that’s open-source, composable, and accessible for anyone to build with.
Setting a blueprint for
stablecoin standards
FAQ
Build with USDC
We’d love to get to know you, answer your questions, and help you realize the power of digital dollars for your business.