Send money between currencies, countries and friends
As easy as texting
Quickly and easily pay friends almost anywhere, free of charge.
Instant cash out means you get your money almost immediately.1
Settle up with friends through a group chat with up to 20 people, so everyone can throw in what they owe.
No borders. No fees.
Circle Pay is available in 29 countries in British pounds, US dollars and euros and is free to use. If you send money between currencies, you’ll see the current exchange rate right in the app before you send2 and there are no exchange rate markups or fees3.
We take your security seriously
We know keeping your account secure is what’s important.