Circle “Education or Every Nation” Sweepstakes
OFFICIAL RULES

WINNER MAY BE REQUIRED TO EXECUTE PRIZE ACCEPTANCE DOCUMENTS AND RETURN THEM WITHIN FIVE (5) DAYS FROM DATE OF ISSUANCE OF NOTIFICATION, AS MORE FULLY DETAILED BELOW. BY ENTERING, YOU AGREE TO THESE OFFICIAL RULES, WHICH ARE A CONTRACT, SO READ THEM CAREFULLY BEFORE ENTERING. WITHOUT LIMITATION, THIS CONTRACT INCLUDES INDEMNITIES TO THE SPONSOR (DEFINED BELOW) FROM YOU AND A LIMITATION OF YOUR RIGHTS AND REMEDIES. THIS IS A FREE PRIZE DRAW COMPETITION. THERE IS NO FEE TO ENTER.

SPONSOR: The sponsor of the Sweepstakes is Circle UK Trading Limited. (the “Sponsor”).

SWEEPSTAKES DESCRIPTION AND TIMING: The Circle “Education or Every Nation” Sweepstakes (the “Sweepstakes”) begins on or about 18 September 2017 at 12:01a.m. Greenwich Mean Time (“GMT”) and ends on 31st March 2018 at 11:59 p.m. GMT (the “Sweepstakes Period”). Circle reserves the right to extend the term of the Sweepstakes. At the end of the Sweepstakes Period, Sweepstakes entrant(s) will be randomly selected as the winner(s) of a Prize, from among all eligible entries received during the Sweepstakes Period, as set forth more fully below. Entry in the Sweepstakes does not constitute entry into any other promotion, contest or sweepstakes. By participating in the Sweepstakes, each entrant unconditionally accepts and agrees to comply with and abide by these Official Rules and the decisions of the Sponsor which shall be final and binding in all respects. Void where prohibited by law.

ELIGIBILITY: The Sweepstakes is open only to legal residents of the United Kingdom, Ireland and France who (i) are at least 18 years of age as of the date of entry and (ii) have a Circle account. Employees of Sponsor and its parents, subsidiaries, divisions, affiliates, suppliers, distributors and advertising, promotional and judging agencies, including the administrator of this Sweepstakes if any (all such individuals and entities collectively referred to herein as the “Sweepstakes Entities”), and the immediate family members (spouses, parents, children and siblings and their spouses) and household members of each (whether related or not), are not eligible to participate or win.

HOW TO ENTER: During the Sweepstakes Period, you may enter the Sweepstakes if you have an active and existing Circle account and by following these steps: (1) upon receiving the Education or Every Nation portal link, you may enter the portal and answer one of the two questions and be entered to win either Grand Prize 1 or Grand Prize 2 (as further described below); (2) upon completing Step 1, you will receive a randomly generated promotion code that when redeemed will issue a random prize from £0.10 (ten pence) to £50 (fifty pounds); and (3) the Sent Payment and all activities associated with it must be for a legitimate and legal purpose. Completion of Step 1 will count as one (1) entry into the sweepstakes. Promotion codes will be generated, randomised and distributed at the time of signing up.

You will receive one (1) entry into the sweepstakes for each time a separate individual that you have referred (via the promocode generated in Step 2) enters into the Sweepstakes. That individual must have another unique, Circle account that is not you (“Sent Payment”).

For the avoidance of doubt, the Sweepstakes / the prize draw is free to enter and no purchase is necessary.

All entries must be received by the end of the Sweepstakes Period in order to participate. Proof of entering information at the Sweepstakes Site or Circle app is not considered proof of delivery to or receipt by Sponsor of such entry. Sponsor’s designated computer shall be the official time keeping device for the Sweepstakes. Use of computer programs and other automatic means to enter the Sweepstakes is prohibited and will result in disqualification. Any attempt by any entrant to obtain more than the stated number of entries by using multiple/different email addresses, identities, registrations and logins, or any other methods will void such entries and will result in disqualification. Normal Internet access, usage charges and/or mobile usage imposed by your online service or mobile provider may apply. Entries made by any other individual or any entity, and/or originating at any other website or e-mail address, including but not limited to commercial sweepstakes subscription notification and/or entering service sites, will be declared invalid and disqualified for this Sweepstakes. Tampering with the entry process or the operation of the Sweepstakes, including but not limited to the use of any device to automate the entry process, is prohibited and any entries deemed by Sponsor, in its sole discretion, to have been submitted in this manner will be void. In the event of a dispute as to any entry, the authorized account holder of the email address associated with the entry in question will be deemed to be the entrant, but only if that person meets all other eligibility criteria for this Sweepstakes. The “authorized account holder” is the natural person assigned an email address by an Internet access provider, online service provider or other organization responsible for assigning email addresses for the domain associated with the submitted address. The potential winner may be required to show proof that he or she is the authorized account holder. In the event a dispute regarding the identity of the individual who actually submitted an entry cannot be resolved to Sponsor’s satisfaction, the affected entry will be deemed ineligible. The Sweepstakes Entities shall not be responsible for incorrect or inaccurate entry information whether caused by Internet users or by any of the equipment or programming associated with or utilized in the Sweepstakes or by any technical or human error which may occur in the processing of the entries in the Sweepstakes. The Sweepstakes Entities assume no responsibility or liability for any error, omission, interruption, deletion, theft or destruction, or unauthorized access to, or alteration of entries. Any communication or information transmitted to Sponsors and/or the Sweepstakes Site by electronic mail or otherwise is and will be treated as non-confidential and nonproprietary. Entries become the exclusive property of the Sponsor and will not be returned or acknowledged. As a condition of entering the Sweepstakes, each entrant gives consent: for Sponsor to obtain and deliver his or her name, email address and any other information to third parties for the purpose of administering this Sweepstakes and complying with applicable laws, regulations and rules.

WINNER SELECTION AND NOTIFICATION: At the end of the Sweepstakes Period, one (1) Sweepstakes entrant will win Grand Prize 1 or Grand Prize 2 dependent on which question they answered The winner will be randomly selected from all Sweepstakes Entrants. Odds of winning a prize are dependent upon the total number of eligible entries received during the Sweepstakes Period. The potential winner will be notified via email. Sponsor shall have no liability for any winner notification that is lost, intercepted or not received by a potential winner for any reason. If the potential winner does not respond within five (5) of the first notification attempt, or if the prize or prize notification is returned as unclaimed or undeliverable to such potential winner, such potential winner will forfeit his or her prize and an alternate potential winner may be selected. Sponsors may successively attempt to contact up to three (3) potential winner(s) of an applicable prize in accordance with such procedure, and if there is still no confirmed winner(s) of such applicable prize after such attempts have been made, such prize may go unawarded.

For the avoidance of doubt, you may enter to win this free prize draw/Sweepstakes as many times as you like over the Sweepstakes Period but once selected as a potential winner you will not be eligible to be entered into the prize draw again.

PRIZES/ODDS: There is one (1) Grand Prize available.

Either:

Grand Prize 1 consists of reimbursement for tuition fees for three (3) years of university;or

Grand Prize 2 consists of a trip around the world.

The approximate retail value (“ARV”) of each prize is thirty thousand pounds (£30,000).

No cash alternative or substitution of prize will be allowed, except Sponsor reserves the right in its sole discretion to substitute prize of comparable value if any prize listed is unavailable, in whole or in part, for any reason. Applicable portions of prize will be delivered only to an address in the United Kingdom, Ireland or France (depending on the residency of the prize winner).

GENERAL PRIZE CONDITIONS: Each prize will be awarded only if the potential prize winner fully complies with these Official Rules. All portions of the prize are non-assignable and non-transferable. All details and other restrictions of the prize not specified in these Official Rules will be determined by Sponsor in its sole discretion. No cash alternative or substitution of the prize will be allowed, except Sponsor reserves the right in its sole discretion to substitute prize of comparable value if any prize listed is unavailable, in whole or in part, for any reason. The prize winner shall be solely responsible for all applicable taxes, and the reporting consequences thereof, and for any other fees or costs associated with the applicable prize. The potential winner may be required to execute an Affidavit of Eligibility, a Liability Release, and (where imposing such condition is legal) a Publicity Release (collectively, “Prize Claim Documents”). If any potential winner fails or refuses to sign and return any requested Prize Claim Documents within five (5) days of prize notification, the winner may be disqualified and an alternate potential winner may be selected.

Sponsor makes no warranties, and hereby disclaims any and all warranties, express or implied, concerning any prize furnished in connection with the Sweepstakes. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, SUCH PRIZE IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, AND SPONSOR HEREBY DISCLAIMS ALL SUCH WARRANTIES, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND/OR NON-INFRINGEMENT.

GENERAL LIABILITY RELEASE/FORCE MAJEURE: By participating in the Sweepstakes, entrants agree to be bound by these Official Rules and the decisions of the Sponsor. Acceptance of a Prize constitutes permission for the Sweepstakes Entities to use that winner’s name and/or likeness, biographical information, and/or entry for purposes of advertising and trade and on the winner’s list without further compensation, unless prohibited by law. By submitting an entry, you warrant that all of the information provided as part of your entry is accurate, does not violate any third party’s legal rights (including without limitation rights of privacy and publicity) and otherwise does not violate applicable law. Entrants agree that the Sweepstakes Entities (A) shall not be responsible or liable for, and are hereby released from, any and all costs, injuries, losses or damages of any kind, including, without limitation, death and bodily injury, due in whole or in part, directly or indirectly, to participation in the Sweepstakes or any Sweepstakes-related activity, or from entrants’ acceptance, receipt, possession and/or use or misuse of any prize, and (B) have not made any warranty, representation or guarantee express or implied, in fact or in law, with respect to any prize, including, without limitation, to such prize’s quality or fitness for a particular purpose. The Sweepstakes Entities assume no responsibility for any damage to an entrant’s, or any other person's, computer system which is occasioned by accessing the Sweepstakes Site or otherwise participating in the Sweepstakes, or for any computer system, phone line, hardware, software or program malfunctions, or other errors, failures, delayed computer transmissions or network connections that are human or technical in nature. Without limiting the generality of the foregoing, Sponsor is not responsible for incomplete, illegible, misdirected, misprinted, late, lost, damaged, stolen, or postage-due submissions or prize notifications; or for lost, interrupted, inaccessible or unavailable networks, servers, satellites, Internet service providers, websites, or other connections; or for miscommunications, failed, jumbled, scrambled, delayed, or misdirected computer, telephone or cable transmissions; or for any technical malfunctions, failures, difficulties or other errors of any kind or nature; or for the incorrect or inaccurate capture of information, or the failure to capture any information. Sponsor has the right in their sole discretion to disqualify any individual who is found to be tampering with the entry process or the operation of the Sweepstakes or the Sweepstakes Site, to be acting in violation of these Official Rules, or to be acting in an unsportsman-like or disruptive manner, or with the intent to disrupt or undermine the legitimate operation of the Sweepstakes, or to annoy, abuse, threaten or harass any other person, and Sponsor reserves the right to seek damages and other remedies from any such person to the fullest extent permitted by law. Sponsor reserves the right to modify, extend, suspend, or terminate the Sweepstakes if it determines, in its sole discretion, that the Sweepstakes is technically impaired or corrupted or that fraud or technical problems, failures or malfunctions or other causes beyond Sponsor’s control have destroyed or severely undermined or to any degree impaired the integrity, administration, security, proper play and/or feasibility of the Sweepstakes as contemplated herein. In the event an insufficient number of eligible entries are received and/or Sponsor is prevented from awarding the prize or continuing with the Sweepstakes as contemplated herein by any event beyond their control, including but not limited to fire, flood, natural or man-made epidemic of health of other means, earthquake, explosion, labor dispute or strike, act of God or public enemy, satellite or equipment failure, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared) or any federal state or local government law, order, or regulation, public health crisis, order of any court or jurisdiction, or other cause not reasonably within Sponsor’s control (each a “Force Majeure” event or occurrence), then subject to any governmental approval which may be required, Sponsor shall have the right to modify, suspend, or terminate the Sweepstakes. If the Sweepstakes is terminated before the designated end date, Sponsor will (if possible) select the winner in a random drawing from all eligible, non-suspect entries received as of the date of the event giving rise to the termination. Inclusion in such drawing shall be each entrant’s sole and exclusive remedy under such circumstances. Only the type and quantity of the prize described in these Official Rules will be awarded. If, for any reason, more bona fide winners come forward seeking to claim the prize in excess of the number of each type of prize set forth in these Official Rules, the winner, or remaining winners, as the case may be, of the advertised number of the prize available in the prize category in question may be selected in a random drawing from among all persons making purportedly valid claims for such prize. Inclusion in such drawing shall be each entrant’s sole and exclusive remedy under such circumstances. These Official Rules cannot be modified or amended in any way except in a written document issued in accordance with law by duly authorized representatives of Sponsor. The invalidity or unenforceability of any provision of these rules shall not affect the validity or enforceability of any other provision. In the event that any provision is determined to be invalid or otherwise unenforceable or illegal, these rules shall otherwise remain in effect and shall be construed in accordance with their terms as if the invalid or illegal provision were not contained herein.

The Sponsor reserves the right to hold void, cancel, suspend, or amend the Sweepstake where it becomes necessary to do so. All entries must comply with the Sponsor platform user terms and conditions. Sponsor reserves the right to remove entries or potential winners from the Sweepstake or deny payment of any Prizes if Sponsor determine you are using the platform or entrance into the Sweepstake for prohibited uses in Sponsor’s sole discretion, including but not limited to:

GOVERNING LAW/JURISDICTION: This agreement is governed by English law and entrants to the Sweepstake / prize draw submit to the jurisdiction of the English courts.

ARBITRATION PROVISION: By participating in this Sweepstakes, each entrant agrees that: (1) any and all disputes the entrant may have with, or claims entrant may have against, the Sweepstakes Entities relating to, arising out of or connected in any way with the Sweepstakes, the awarding or redemption of any prize, and/or the determination of the scope or applicability of this agreement to arbitrate, will be resolved individually and exclusively by final and binding arbitration administered conducted before a sole arbitrator located in London, United Kingdom; (2); the arbitrator’s decision shall be controlled by the terms and conditions of these Official Rules and any of the other agreements referenced herein that the applicable participant may have entered into in connection with the Sweepstakes; (3) the arbitrator shall apply the law of the United Kingdom, and shall honor claims of privilege recognized at law; (4) there shall be no authority for any claims to be arbitrated on a class or representative basis, arbitration can decide only the entrant’s and/or the applicable Sweepstakes Entities’ individual claims; the arbitrator may not consolidate or join the claims of other persons or parties who may be similarly situated; and (5) the arbitrator shall not have the power to award punitive damages against the participant or any Sweepstakes Entity. If any part of this Arbitration Provision is deemed to be invalid or otherwise unenforceable or illegal, the balance of this Arbitration Provision shall remain in effect and shall be construed in accordance with its terms as if the invalid or illegal provision were not contained herein.