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Why join us

Zero to hero
in seconds

Sign up with your email or phone number, and take a pic of your debit card to pay and get paid instantly.

Roam free

No fees to move money, and no limits on how much you send, receive or cash out each week using your Circle account.

Pick an account,
any account

Use your debit card or bank account. What works for you works for us.

What gif..?

Personalise your money message with a cat pic, hot dog emoji, awkward gif or whatever screams ‘you’.

Real live human beings

Our customer service team is made up of actual people who you can call, chat or email for help.

Bodyguards
for your cash

We offer PIN, touch ID and two device verification. Plus, deposits held in US dollars are FDIC-insured up to $250,000.