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Send money like a text. No fees. No borders. No one else is doing this. 👏

Finally. You can share money like everything else online — whether your friends are in the same room or a different country. Super easy and totally free. The way it should be.

Free

We’re free to download and to use — wherever your friends are. Even between currencies, there are no exchange rate markups and no fees. (The rate we get is the rate you get.)

Easy

Sign up in seconds to start sending money (and receiving it 🙌 ) right from your phone.

Instant

Skip the cashpoint, the bill and the excuses and text cash whenever you need to.

Social

We’re based around conversations, not transactions, because that’s how we talk to each other. And you can add personality with photos, GIFs and emoji.

How we keep your money safe

Your account details are double encrypted, you can set limits and enable text verification and fingerprint ID. Your privacy is extremely important to us.

Learn more

So many ways to Circle

Split the bill between 4 friends and 3 credit cards with no problem

Pay your sis back for the concert tickets.. and the hour she'll never get back

Text your share of the electric bill

Send your mate abroad a pint when you can’t watch the match together

Chip in for dinner even when your wallet stays home

Instantly pay the personal trainer, babysitter or guy who carried your sofa upstairs

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